IFSC Code of State Bank of India, Day and Night Junction Srikakulam Branch, Andhra Pradesh

Below are the complete branch details for State Bank of India, DAY AND NIGHT JUNCTION SRIKAKULAM branch, located in SRIKAKULAM, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0016327. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0016327 for State Bank of India – DAY AND NIGHT JUNCTION SRIKAKULAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For State Bank of India's DAY AND NIGHT JUNCTION SRIKAKULAM branch, the IFSC SBIN0016327 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 016327 identifies this particular branch.

About the bank

State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Day and Night Junction Srikakulam branch in Srikakulam, Andhra Pradesh is part of this network and uses the IFSC code SBIN0016327 for all electronic settlement.

Branch details at a glance

About the Day and Night Junction Srikakulam branch

The Day and Night Junction Srikakulam branch of State Bank of India is situated at DOOR NO. 3 4 15, NEW BRIDGE ROAD, DAYNIGHT JUNCTION, SRIKAKULAM, DISTT. SRIKAKULAM, ANDHRA PRADESH532 001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0016327 is used.

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DAY AND NIGHT JUNCTION SRIKAKULAM of State Bank of India — its own 11-character IFSC. The code SBIN0016327 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0016327 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Day and Night Junction Srikakulam branch is mapped to IFSC SBIN0016327 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0016327.

Banking services available

The Day and Night Junction Srikakulam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0016327

How to transfer money using IFSC SBIN0016327

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0016327 across all three.

NEFT to State Bank of India, DAY AND NIGHT JUNCTION SRIKAKULAM using IFSC SBIN0016327

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0016327, and confirm that the system picks up State Bank of India – DAY AND NIGHT JUNCTION SRIKAKULAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to DAY AND NIGHT JUNCTION SRIKAKULAM

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's DAY AND NIGHT JUNCTION SRIKAKULAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0016327 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India DAY AND NIGHT JUNCTION SRIKAKULAM (IFSC SBIN0016327)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0016327 in your mobile or internet banking app, and the money is credited to the DAY AND NIGHT JUNCTION SRIKAKULAM branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0016327 for State Bank of India – DAY AND NIGHT JUNCTION SRIKAKULAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Day and Night Junction Srikakulam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's DAY AND NIGHT JUNCTION SRIKAKULAM branch, the IFSC SBIN0016327 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Day and Night Junction Srikakulam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0016327 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Day and Night Junction Srikakulam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0016327 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – DAY AND NIGHT JUNCTION SRIKAKULAM:

• The IFSC is exactly SBIN0016327 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and DAY AND NIGHT JUNCTION SRIKAKULAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Day and Night Junction Srikakulam branch sits at DOOR NO. 3 4 15, NEW BRIDGE ROAD, DAYNIGHT JUNCTION, SRIKAKULAM, DISTT. SRIKAKULAM, ANDHRA PRADESH532 001. If you are travelling from outside Srikakulam, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0016327 and your account number.

Verifying IFSC SBIN0016327 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0016327 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Day and Night Junction Srikakulam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0016327 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0016327 belongs to State Bank of India's DAY AND NIGHT JUNCTION SRIKAKULAM branch, located at DOOR NO. 3 4 15, NEW BRIDGE ROAD, DAYNIGHT JUNCTION, SRIKAKULAM, DISTT.… in SRIKAKULAM, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.