This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, SONTHYAM branch in SONTHYAM. The 11-digit IFSC SBIN0017310 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the SONTHYAM location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0017310 is the IFSC of State Bank of India's SONTHYAM branch. The format is fixed: SBIN = bank code, 0 = reserved, 017310 = branch identifier.
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sonthyam branch in Sonthyam, Andhra Pradesh is part of this network and uses the IFSC code SBIN0017310 for all electronic settlement.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Sonthyam |
| IFSC Code | SBIN0017310 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 2 160 BY 1 AND 2,MAIN ROAD,SONTHYAM VILLAGE,VISAKHAPATNAM.ANDHRA PRADESH 531173 |
| City | Sonthyam |
| District | Visakhapatnam |
| State | Andhra Pradesh |
Sonthyam branch overview
Located at 2 160 BY 1 AND 2,MAIN ROAD,SONTHYAM VILLAGE,VISAKHAPATNAM.ANDHRA PRADESH 531173, the Sonthyam branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0017310 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's SONTHYAM branch came to be assigned the code SBIN0017310.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0017310, money simply cannot be routed to the SONTHYAM branch electronically.
Products and account variants supported
Every account opened at the Sonthyam branch is mapped to IFSC SBIN0017310 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0017310.
Banking services available
The Sonthyam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0017310
How to transfer money using IFSC SBIN0017310
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0017310 across all three.
NEFT to State Bank of India, SONTHYAM using IFSC SBIN0017310
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0017310, and confirm that the system picks up State Bank of India – SONTHYAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SONTHYAM
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's SONTHYAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0017310 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – SONTHYAM, use IMPS. With IFSC SBIN0017310 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0017310 for State Bank of India – SONTHYAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0017310 | Yes – SBIN0017310 | Yes – SBIN0017310 |
For most retail customers crediting the Sonthyam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0017310
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – SONTHYAM is still mapped to IFSC SBIN0017310. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0017310 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Sonthyam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0017310 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0017310 and the account number together uniquely identify the Sonthyam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – SONTHYAM:
- The IFSC is exactly SBIN0017310 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and SONTHYAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sonthyam branch
The branch is located at 2 160 BY 1 AND 2,MAIN ROAD,SONTHYAM VILLAGE,VISAKHAPATNAM.ANDHRA PRADESH 531173, which puts it inside Sonthyam, the broader Visakhapatnam district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Sonthyam branch” — the verified location pin for IFSC SBIN0017310 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0017310 and your account number.
Verifying IFSC SBIN0017310 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0017310 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Sonthyam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0017310 continue to work without interruption.
Branch address & contact
State Bank of IndiaSonthyam Branch
2 160 BY 1 AND 2,MAIN ROAD,SONTHYAM VILLAGE,VISAKHAPATNAM.ANDHRA PRADESH 531173
Sonthyam, Andhra Pradesh
Phone: the branch contact number
IFSC: SBIN0017310
Frequently asked questions
Where is State Bank of India Sonthyam branch located?
State Bank of India's Sonthyam branch is located at 2 160 BY 1 AND 2,MAIN ROAD,SONTHYAM VILLAGE,VISAKHAPATNAM.ANDHRA PRADESH 531173, Sonthyam, Andhra Pradesh.
Is IFSC SBIN0017310 valid for NEFT and RTGS?
Yes. IFSC SBIN0017310 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does State Bank of India Sonthyam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the phone number of State Bank of India Sonthyam branch?
You can reach the branch at the branch contact number during regular banking hours.
Can I use IFSC SBIN0017310 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0017310 to send funds instantly.
How quickly will an NEFT transfer using SBIN0017310 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Sonthyam reflect within 30 minutes.
Summary
The IFSC code SBIN0017310 belongs to State Bank of India's SONTHYAM branch, located at 2 160 BY 1 AND 2,MAIN ROAD,SONTHYAM VILLAGE,VISAKHAPATNAM.ANDHRA PRADESH 531173 in SONTHYAM, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


