If you are searching for the IFSC code of State Bank of India, CHAIBASA branch in SINGBHUM, JHARKHAND, this page has every detail you need. The verified IFSC code for this branch is SBIN0000052. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CHAIBASA branch, and detailed step-by-step guides for using the IFSC SBIN0000052 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0000052 is the IFSC of State Bank of India's CHAIBASA branch. The format is fixed: SBIN = bank code, 0 = reserved, 000052 = branch identifier.
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Chaibasa branch in Singbhum. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0000052.
About this branch
The branch is located at SADAR BAZAR, MAIN RD., CHAIBASA, WEST SINGBHUM, JHARKHAND - 833201. It serves the Singbhum region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0000052 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Chaibasa |
| IFSC Code | SBIN0000052 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SADAR BAZAR, MAIN RD., CHAIBASA, WEST SINGBHUM, JHARKHAND - 833201 |
| City | Singbhum |
| District | Paschimi Singhbhum |
| State | Jharkhand |
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHAIBASA of State Bank of India — its own 11-character IFSC. The code SBIN0000052 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0000052 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0000052 and the account number together uniquely identify the Chaibasa branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC SBIN0000052
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0000052 across all three.
NEFT to State Bank of India, CHAIBASA using IFSC SBIN0000052
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0000052, and confirm that the system picks up State Bank of India – CHAIBASA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CHAIBASA
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's CHAIBASA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0000052 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – CHAIBASA, use IMPS. With IFSC SBIN0000052 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0000052 for State Bank of India – CHAIBASA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0000052 | Yes – SBIN0000052 | Yes – SBIN0000052 |
For most retail customers crediting the Chaibasa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0000052
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – CHAIBASA is still mapped to IFSC SBIN0000052. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0000052 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Chaibasa branch is mapped to IFSC SBIN0000052 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0000052.
Products and services
Customers walking into the Chaibasa branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0000052
Digital banking channels
Most day-to-day work that customers used to do at the Chaibasa branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0000052 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Chaibasa branch sits at SADAR BAZAR, MAIN RD., CHAIBASA, WEST SINGBHUM, JHARKHAND - 833201. If you are travelling from outside Singbhum, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0000052 and your account number.
Common mistakes to avoid when using IFSC SBIN0000052
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – CHAIBASA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0000052. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Chaibasa are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0000052 continue to work without interruption.
Verifying IFSC SBIN0000052 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0000052 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
State Bank of IndiaChaibasa Branch
SADAR BAZAR, MAIN RD., CHAIBASA, WEST SINGBHUM, JHARKHAND - 833201
Singbhum, Jharkhand
Phone: the branch contact number
IFSC: SBIN0000052
Frequently asked questions
How quickly will an NEFT transfer using SBIN0000052 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Chaibasa reflect within 30 minutes.
How do I add State Bank of India Chaibasa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0000052, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is State Bank of India Chaibasa branch located?
State Bank of India's Chaibasa branch is located at SADAR BAZAR, MAIN RD., CHAIBASA, WEST SINGBHUM, JHARKHAND - 833201, Singbhum, Jharkhand.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chaibasa branch but serve different purposes.
Is IFSC SBIN0000052 valid for NEFT and RTGS?
Yes. IFSC SBIN0000052 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC SBIN0000052 the same for all accounts at Chaibasa branch?
Yes. The IFSC SBIN0000052 is shared by every account held at State Bank of India's Chaibasa branch. Only the account number changes from customer to customer.
Summary
The IFSC code SBIN0000052 belongs to State Bank of India's CHAIBASA branch, located at SADAR BAZAR, MAIN RD., CHAIBASA, WEST SINGBHUM, JHARKHAND - 833201 in SINGBHUM, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
