If you are searching for the IFSC code of State Bank of India, KHALINI branch in SIMLA, HIMACHAL PRADESH, this page has every detail you need. The verified IFSC code for this branch is SBIN0051132. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KHALINI branch, and detailed step-by-step guides for using the IFSC SBIN0051132 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For State Bank of India's KHALINI branch, the IFSC SBIN0051132 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 051132 identifies this particular branch.
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Khalini branch in Simla. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0051132.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Khalini |
| IFSC Code | SBIN0051132 |
| MICR Code | Refer to cheque leaf |
| Branch Address | THAKUR NIWAS NEAR SHIMLA PUBLIC SCHOOL KHALINI SHIMLA HIMACHAL PRADESHPIN 171002 |
| City | Simla |
| District | Simla |
| State | Himachal Pradesh |
| Phone | 2623502 |
About the Khalini branch
The Khalini branch of State Bank of India is situated at THAKUR NIWAS NEAR SHIMLA PUBLIC SCHOOL KHALINI SHIMLA HIMACHAL PRADESHPIN 171002. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0051132 is used.
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KHALINI of State Bank of India — its own 11-character IFSC. The code SBIN0051132 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0051132 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Khalini branch is mapped to IFSC SBIN0051132 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0051132.
Banking services available
The Khalini branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2623502.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0051132
How to transfer money using IFSC SBIN0051132
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0051132 across all three.
How to use IFSC SBIN0051132 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's KHALINI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0051132.
- Confirm the bank name auto-populates as State Bank of India and the branch as KHALINI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SBIN0051132
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – KHALINI, ensure your bank's portal accepts IFSC SBIN0051132 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – KHALINI, use IMPS. With IFSC SBIN0051132 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0051132 for State Bank of India – KHALINI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0051132 | Yes – SBIN0051132 | Yes – SBIN0051132 |
For most retail customers crediting the Khalini branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0051132
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – KHALINI is still mapped to IFSC SBIN0051132. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0051132 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Khalini branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0051132 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Khalini branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0051132 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – KHALINI:
- The IFSC is exactly SBIN0051132 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and KHALINI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Khalini branch sits at THAKUR NIWAS NEAR SHIMLA PUBLIC SCHOOL KHALINI SHIMLA HIMACHAL PRADESHPIN 171002. If you are travelling from outside Simla, search for the branch on a maps application using the bank name and locality, or call 2623502 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0051132 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0051132 for State Bank of India – KHALINI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Khalini are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0051132 continue to work without interruption.
Branch address & contact
State Bank of IndiaKhalini Branch
THAKUR NIWAS NEAR SHIMLA PUBLIC SCHOOL KHALINI SHIMLA HIMACHAL PRADESHPIN 171002
Simla, Himachal Pradesh
Phone: 2623502
IFSC: SBIN0051132
Frequently asked questions
How do I add State Bank of India Khalini as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0051132, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC SBIN0051132 the same for all accounts at Khalini branch?
Yes. The IFSC SBIN0051132 is shared by every account held at State Bank of India's Khalini branch. Only the account number changes from customer to customer.
Is IFSC SBIN0051132 valid for NEFT and RTGS?
Yes. IFSC SBIN0051132 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is State Bank of India Khalini branch located?
State Bank of India's Khalini branch is located at THAKUR NIWAS NEAR SHIMLA PUBLIC SCHOOL KHALINI SHIMLA HIMACHAL PRADESHPIN 171002, Simla, Himachal Pradesh.
Does State Bank of India Khalini branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2623502 to confirm.
What is the phone number of State Bank of India Khalini branch?
You can reach the branch at 2623502 during regular banking hours.
What is the IFSC code of State Bank of India Khalini branch?
The IFSC code of State Bank of India, Khalini branch is SBIN0051132. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: SBIN0051132 is the IFSC code of State Bank of India, KHALINI branch, in SIMLA, HIMACHAL PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
