IFSC Code of State Bank of India, Silvarpatti Branch, Tamil Nadu

Use this page as a one-stop reference for everything related to State Bank of India's SILVARPATTI branch in SILVARPATTI, TAMIL NADU. The branch's IFSC code SBIN0064834 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – SILVARPATTI is SBIN0064834. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 064834 map to this branch in SILVARPATTI, TAMIL NADU.

Branch details at a glance

About the bank

State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Silvarpatti branch in Silvarpatti, Tamil Nadu is part of this network and uses the IFSC code SBIN0064834 for all electronic settlement.

About the Silvarpatti branch

The Silvarpatti branch of State Bank of India is situated at SRI RANGALATCHUMI EDUCATIONAL TRUST,KOTHANDARAMAN NAGAR,MUTHANAMPAATI,DINDIGUL -624622. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0064834 is used.

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SILVARPATTI of State Bank of India — its own 11-character IFSC. The code SBIN0064834 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0064834 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC SBIN0064834

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0064834 across all three.

How to use IFSC SBIN0064834 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's SILVARPATTI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SBIN0064834.
4. Confirm the bank name auto-populates as State Bank of India and the branch as SILVARPATTI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SILVARPATTI

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's SILVARPATTI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0064834 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India SILVARPATTI (IFSC SBIN0064834)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0064834 in your mobile or internet banking app, and the money is credited to the SILVARPATTI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0064834 for State Bank of India – SILVARPATTI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Silvarpatti branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SBIN0064834

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – SILVARPATTI is still mapped to IFSC SBIN0064834. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0064834 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Silvarpatti branch is mapped to IFSC SBIN0064834 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0064834.

Banking services available

The Silvarpatti branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 451-9538707475.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0064834

MICR & cheque-truncation details

Cheques drawn on the Silvarpatti branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0064834 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Silvarpatti branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0064834 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – SILVARPATTI:

• The IFSC is exactly SBIN0064834 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and SILVARPATTI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Silvarpatti branch sits at SRI RANGALATCHUMI EDUCATIONAL TRUST,KOTHANDARAMAN NAGAR,MUTHANAMPAATI,DINDIGUL -624622. If you are travelling from outside Silvarpatti, search for the branch on a maps application using the bank name and locality, or call 451-9538707475 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0064834 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0064834 for State Bank of India – SILVARPATTI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Silvarpatti are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0064834 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0064834 belongs to State Bank of India's SILVARPATTI branch, located at SRI RANGALATCHUMI EDUCATIONAL TRUST,KOTHANDARAMAN NAGAR,MUTHANAMPAATI,DINDIGUL… in SILVARPATTI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.