IFSC Code of State Bank of India, North Bengal Medical College, Siliguri Branch, West Bengal

Below are the complete branch details for State Bank of India, NORTH BENGAL MEDICAL COLLEGE, SILIGURI branch, located in SILIGURI, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0010421. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0010421 for State Bank of India – NORTH BENGAL MEDICAL COLLEGE, SILIGURI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – NORTH BENGAL MEDICAL COLLEGE, SILIGURI is SBIN0010421. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 010421 map to this branch in SILIGURI, WEST BENGAL.

About State Bank of India

State Bank of India operates a wide network of branches across India, including the North Bengal Medical College, Siliguri branch in Siliguri. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0010421.

Branch details at a glance

About the North Bengal Medical College, Siliguri branch

The North Bengal Medical College, Siliguri branch of State Bank of India is situated at PO SUDHRUTNAG, DT DARJEELING, WEST BENGAL 734012. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0010421 is used.

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NORTH BENGAL MEDICAL COLLEGE, SILIGURI of State Bank of India — its own 11-character IFSC. The code SBIN0010421 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0010421 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the North Bengal Medical College, Siliguri branch is mapped to IFSC SBIN0010421 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0010421.

Products and services

Customers walking into the North Bengal Medical College, Siliguri branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0010421

How to transfer money using IFSC SBIN0010421

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0010421 across all three.

NEFT to State Bank of India, NORTH BENGAL MEDICAL COLLEGE, SILIGURI using IFSC SBIN0010421

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0010421, and confirm that the system picks up State Bank of India – NORTH BENGAL MEDICAL COLLEGE, SILIGURI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NORTH BENGAL MEDICAL COLLEGE, SILIGURI

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's NORTH BENGAL MEDICAL COLLEGE, SILIGURI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0010421 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to State Bank of India – NORTH BENGAL MEDICAL COLLEGE, SILIGURI, use IMPS. With IFSC SBIN0010421 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to North Bengal Medical College, Siliguri

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0010421:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NORTH BENGAL MEDICAL COLLEGE, SILIGURI is still linked to IFSC SBIN0010421.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SBIN0010421

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – NORTH BENGAL MEDICAL COLLEGE, SILIGURI is still mapped to IFSC SBIN0010421. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0010421 and the beneficiary's account number to complete the transfer.

Online banking and IFSC SBIN0010421

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the NORTH BENGAL MEDICAL COLLEGE, SILIGURI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0010421 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0010421 and the account number together uniquely identify the North Bengal Medical College, Siliguri branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – NORTH BENGAL MEDICAL COLLEGE, SILIGURI:

• The IFSC is exactly SBIN0010421 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and NORTH BENGAL MEDICAL COLLEGE, SILIGURI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the North Bengal Medical College, Siliguri branch

The branch is located at PO SUDHRUTNAG, DT DARJEELING, WEST BENGAL 734012, which puts it inside Siliguri, the broader Darjeeling district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India North Bengal Medical College, Siliguri branch” — the verified location pin for IFSC SBIN0010421 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0010421 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0010421 for State Bank of India – NORTH BENGAL MEDICAL COLLEGE, SILIGURI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The North Bengal Medical College, Siliguri branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0010421, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: SBIN0010421 is the IFSC code of State Bank of India, NORTH BENGAL MEDICAL COLLEGE, SILIGURI branch, in SILIGURI, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.