IFSC Code of State Bank of India, Administrative Office,Silchar Branch, Assam

Use this page as a one-stop reference for everything related to State Bank of India's ADMINISTRATIVE OFFICE,SILCHAR branch in SILCHAR, ASSAM. The branch's IFSC code SBIN0018731 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For State Bank of India's ADMINISTRATIVE OFFICE,SILCHAR branch, the IFSC SBIN0018731 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 018731 identifies this particular branch.

About State Bank of India

State Bank of India operates a wide network of branches across India, including the Administrative Office,Silchar branch in Silchar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0018731.

Branch details at a glance

About the Administrative Office,Silchar branch

The Administrative Office,Silchar branch of State Bank of India is situated at ADMINISTRATIVE OFFICE, SILCHAR, AMBAR BUILDING, UKILPATTY, POST- SILCHAR,DIST.CACHAR,ASSAM-788001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0018731 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's ADMINISTRATIVE OFFICE,SILCHAR branch came to be assigned the code SBIN0018731.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0018731, money simply cannot be routed to the ADMINISTRATIVE OFFICE,SILCHAR branch electronically.

Account types you can open at the Administrative Office,Silchar branch

Once you have an account at State Bank of India – ADMINISTRATIVE OFFICE,SILCHAR, the IFSC SBIN0018731 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Administrative Office,Silchar branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0018731

How to transfer money using IFSC SBIN0018731

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0018731 across all three.

How to use IFSC SBIN0018731 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's ADMINISTRATIVE OFFICE,SILCHAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SBIN0018731.
4. Confirm the bank name auto-populates as State Bank of India and the branch as ADMINISTRATIVE OFFICE,SILCHAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC SBIN0018731

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – ADMINISTRATIVE OFFICE,SILCHAR, ensure your bank's portal accepts IFSC SBIN0018731 while registering the beneficiary. RTGS is also available 24x7.

IMPS to State Bank of India ADMINISTRATIVE OFFICE,SILCHAR (IFSC SBIN0018731)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0018731 in your mobile or internet banking app, and the money is credited to the ADMINISTRATIVE OFFICE,SILCHAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0018731 for State Bank of India – ADMINISTRATIVE OFFICE,SILCHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Administrative Office,Silchar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SBIN0018731

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – ADMINISTRATIVE OFFICE,SILCHAR is still mapped to IFSC SBIN0018731. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0018731 and the beneficiary's account number to complete the transfer.

Online banking and IFSC SBIN0018731

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the ADMINISTRATIVE OFFICE,SILCHAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0018731 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0018731 and the account number together uniquely identify the Administrative Office,Silchar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC SBIN0018731

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – ADMINISTRATIVE OFFICE,SILCHAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SBIN0018731.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Administrative Office,Silchar branch

The branch is located at ADMINISTRATIVE OFFICE, SILCHAR, AMBAR BUILDING, UKILPATTY, POST- SILCHAR,DIST.CACHAR,ASSAM-788001, which puts it inside Silchar, the broader Cachar district, and the state of Assam. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Administrative Office,Silchar branch” — the verified location pin for IFSC SBIN0018731 should appear at the top of the results.
2. Confirm the branch is open by calling 9435515783 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0018731 and your account number.

Verifying IFSC SBIN0018731 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0018731 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9435515783.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Administrative Office,Silchar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0018731 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0018731 belongs to State Bank of India's ADMINISTRATIVE OFFICE,SILCHAR branch, located at ADMINISTRATIVE OFFICE, SILCHAR, AMBAR BUILDING, UKILPATTY, POST-… in SILCHAR, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.