IFSC Code of State Bank of India, Shatabdi Nagar, Meerut Branch, Uttar Pradesh

If you are searching for the IFSC code of State Bank of India, SHATABDI NAGAR, MEERUT branch in SHATABDI NAGAR, MEERUT, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is SBIN0016608. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SHATABDI NAGAR, MEERUT branch, and detailed step-by-step guides for using the IFSC SBIN0016608 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SBIN0016608 is the IFSC of State Bank of India's SHATABDI NAGAR, MEERUT branch. The format is fixed: SBIN = bank code, 0 = reserved, 016608 = branch identifier.

Bank profile

State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Shatabdi Nagar, Meerut branch — IFSC SBIN0016608 — extends the bank's services to customers in and around Shatabdi Nagar, Meerut, Uttar Pradesh.

About this branch

The branch is located at C/O A.S. TOWER, NEAR HOTEL KROME, MAIN DELHI ROAD, SHATABDI NAGAR, DIST. MEERUT, UTTAR PRADESH 250001. It serves the Shatabdi Nagar, Meerut region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0016608 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's SHATABDI NAGAR, MEERUT branch came to be assigned the code SBIN0016608.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0016608, money simply cannot be routed to the SHATABDI NAGAR, MEERUT branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Shatabdi Nagar, Meerut branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0016608 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC SBIN0016608

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0016608 across all three.

NEFT to State Bank of India, SHATABDI NAGAR, MEERUT using IFSC SBIN0016608

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0016608, and confirm that the system picks up State Bank of India – SHATABDI NAGAR, MEERUT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SHATABDI NAGAR, MEERUT

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's SHATABDI NAGAR, MEERUT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0016608 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India SHATABDI NAGAR, MEERUT (IFSC SBIN0016608)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0016608 in your mobile or internet banking app, and the money is credited to the SHATABDI NAGAR, MEERUT branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Shatabdi Nagar, Meerut

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0016608:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHATABDI NAGAR, MEERUT is still linked to IFSC SBIN0016608.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SBIN0016608

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – SHATABDI NAGAR, MEERUT is still mapped to IFSC SBIN0016608. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0016608 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Shatabdi Nagar, Meerut branch is mapped to IFSC SBIN0016608 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0016608.

Products and services

Customers walking into the Shatabdi Nagar, Meerut branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0016608

Online banking and IFSC SBIN0016608

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the SHATABDI NAGAR, MEERUT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0016608 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Shatabdi Nagar, Meerut branch sits at C/O A.S. TOWER, NEAR HOTEL KROME, MAIN DELHI ROAD, SHATABDI NAGAR, DIST. MEERUT, UTTAR PRADESH 250001. If you are travelling from outside Shatabdi Nagar, Meerut, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0016608 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – SHATABDI NAGAR, MEERUT:

• The IFSC is exactly SBIN0016608 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and SHATABDI NAGAR, MEERUT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shatabdi Nagar, Meerut branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0016608, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0016608 for State Bank of India – SHATABDI NAGAR, MEERUT, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0016608 belongs to State Bank of India's SHATABDI NAGAR, MEERUT branch, located at C/O A.S. TOWER, NEAR HOTEL KROME, MAIN DELHI ROAD, SHATABDI NAGAR, DIST.… in SHATABDI NAGAR, MEERUT, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.