Use this page as a one-stop reference for everything related to State Bank of India's SATHYAMANGALAM branch in SATHYAMANGALAM, TAMIL NADU. The branch's IFSC code SBIN0071197 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0071197 is the IFSC of State Bank of India's SATHYAMANGALAM branch. The format is fixed: SBIN = bank code, 0 = reserved, 071197 = branch identifier.
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sathyamangalam branch in Sathyamangalam, Tamil Nadu is part of this network and uses the IFSC code SBIN0071197 for all electronic settlement.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Sathyamangalam |
| IFSC Code | SBIN0071197 |
| MICR Code | Refer to cheque leaf |
| Branch Address | METTUPALAYAMROAD,NEARSRTCORNERSATHYAMANGALAMTAMILNADU638402 |
| City | Sathyamangalam |
| District | Erode |
| State | Tamil Nadu |
| STD Code | 422 |
| Phone | 2240014 |
About this branch
The branch is located at METTUPALAYAMROAD,NEARSRTCORNERSATHYAMANGALAMTAMILNADU638402. It serves the Sathyamangalam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0071197 is used to identify this branch on the RBI payments network.
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SATHYAMANGALAM of State Bank of India — its own 11-character IFSC. The code SBIN0071197 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0071197 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Sathyamangalam branch
Once you have an account at State Bank of India – SATHYAMANGALAM, the IFSC SBIN0071197 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Sathyamangalam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 422-2240014.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0071197
How to transfer money using IFSC SBIN0071197
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0071197 across all three.
NEFT to State Bank of India, SATHYAMANGALAM using IFSC SBIN0071197
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0071197, and confirm that the system picks up State Bank of India – SATHYAMANGALAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SBIN0071197
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – SATHYAMANGALAM, ensure your bank's portal accepts IFSC SBIN0071197 while registering the beneficiary. RTGS is also available 24x7.
IMPS to State Bank of India SATHYAMANGALAM (IFSC SBIN0071197)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0071197 in your mobile or internet banking app, and the money is credited to the SATHYAMANGALAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0071197 for State Bank of India – SATHYAMANGALAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0071197 | Yes – SBIN0071197 | Yes – SBIN0071197 |
For most retail customers crediting the Sathyamangalam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0071197
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – SATHYAMANGALAM is still mapped to IFSC SBIN0071197. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0071197 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Sathyamangalam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0071197 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Sathyamangalam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0071197 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC SBIN0071197
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – SATHYAMANGALAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0071197. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Sathyamangalam branch
The branch is located at METTUPALAYAMROAD,NEARSRTCORNERSATHYAMANGALAMTAMILNADU638402, which puts it inside Sathyamangalam, the broader Erode district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Sathyamangalam branch” — the verified location pin for IFSC SBIN0071197 should appear at the top of the results.
- Confirm the branch is open by calling 422-2240014 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0071197 and your account number.
Verifying IFSC SBIN0071197 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0071197 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 422-2240014.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Sathyamangalam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0071197 continue to work without interruption.
Branch address & contact
State Bank of IndiaSathyamangalam Branch
METTUPALAYAMROAD,NEARSRTCORNERSATHYAMANGALAMTAMILNADU638402
Sathyamangalam, Tamil Nadu
Phone: 422-2240014
IFSC: SBIN0071197
Frequently asked questions
Can I use IFSC SBIN0071197 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0071197 to send funds instantly.
How quickly will an NEFT transfer using SBIN0071197 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Sathyamangalam reflect within 30 minutes.
Is IFSC SBIN0071197 the same for all accounts at Sathyamangalam branch?
Yes. The IFSC SBIN0071197 is shared by every account held at State Bank of India's Sathyamangalam branch. Only the account number changes from customer to customer.
What is the phone number of State Bank of India Sathyamangalam branch?
You can reach the branch at 422-2240014 during regular banking hours.
Does State Bank of India Sathyamangalam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 422-2240014 to confirm.
Where is State Bank of India Sathyamangalam branch located?
State Bank of India's Sathyamangalam branch is located at METTUPALAYAMROAD,NEARSRTCORNERSATHYAMANGALAMTAMILNADU638402, Sathyamangalam, Tamil Nadu.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sathyamangalam branch but serve different purposes.
Final notes
To recap: SBIN0071197 is the IFSC code of State Bank of India, SATHYAMANGALAM branch, in SATHYAMANGALAM, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


