If you are searching for the IFSC code of State Bank of India, SAMANA A.D.B. branch in SAMANA, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is SBIN0050177. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SAMANA A.D.B. branch, and detailed step-by-step guides for using the IFSC SBIN0050177 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – SAMANA A.D.B. is SBIN0050177. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 050177 map to this branch in SAMANA, PUNJAB.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Samana a.D.B. |
| IFSC Code | SBIN0050177 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ESMUB |
| City | Samana |
| District | Patiala |
| State | Punjab |
| Phone | 220163 |
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Samana a.D.B. branch in Samana, Punjab is part of this network and uses the IFSC code SBIN0050177 for all electronic settlement.
About this branch
The branch is located at ESMUB. It serves the Samana region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0050177 is used to identify this branch on the RBI payments network.
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SAMANA A.D.B. of State Bank of India — its own 11-character IFSC. The code SBIN0050177 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0050177 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC SBIN0050177
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0050177 across all three.
How to use IFSC SBIN0050177 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's SAMANA A.D.B. branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0050177.
- Confirm the bank name auto-populates as State Bank of India and the branch as SAMANA A.D.B..
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SAMANA A.D.B.
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's SAMANA A.D.B. branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0050177 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – SAMANA A.D.B., use IMPS. With IFSC SBIN0050177 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0050177 for State Bank of India – SAMANA A.D.B., but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0050177 | Yes – SBIN0050177 | Yes – SBIN0050177 |
For most retail customers crediting the Samana a.D.B. branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0050177
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – SAMANA A.D.B. is still mapped to IFSC SBIN0050177. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0050177 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Samana a.D.B. branch is mapped to IFSC SBIN0050177 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0050177.
Banking services available
The Samana a.D.B. branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 220163.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0050177
MICR & cheque-truncation details
Cheques drawn on the Samana a.D.B. branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0050177 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Samana a.D.B. branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0050177 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC SBIN0050177
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – SAMANA A.D.B., double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0050177. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Samana a.D.B. branch
The branch is located at ESMUB, which puts it inside Samana, the broader Patiala district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Samana a.D.B. branch” — the verified location pin for IFSC SBIN0050177 should appear at the top of the results.
- Confirm the branch is open by calling 220163 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0050177 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0050177 for State Bank of India – SAMANA A.D.B., you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Samana a.D.B. are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0050177 continue to work without interruption.
Branch address & contact
State Bank of IndiaSamana a.D.B. Branch
ESMUB
Samana, Punjab
Phone: 220163
IFSC: SBIN0050177
Frequently asked questions
Does State Bank of India Samana a.D.B. branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 220163 to confirm.
How quickly will an NEFT transfer using SBIN0050177 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Samana a.D.B. reflect within 30 minutes.
How do I add State Bank of India Samana a.D.B. as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0050177, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC SBIN0050177 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0050177 to send funds instantly.
What is the phone number of State Bank of India Samana a.D.B. branch?
You can reach the branch at 220163 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Samana a.D.B. branch but serve different purposes.
Where is State Bank of India Samana a.D.B. branch located?
State Bank of India's Samana a.D.B. branch is located at ESMUB, Samana, Punjab.
Summary
The IFSC code SBIN0050177 belongs to State Bank of India's SAMANA A.D.B. branch, located at ESMUB in SAMANA, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
