Use this page as a one-stop reference for everything related to State Bank of India's SHMMH MEDICAL COLLEGE branch in SAHARANPUR, UTTAR PRADESH. The branch's IFSC code SBIN0018933 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0018933 is the IFSC of State Bank of India's SHMMH MEDICAL COLLEGE branch. The format is fixed: SBIN = bank code, 0 = reserved, 018933 = branch identifier.
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Shmmh Medical College branch in Saharanpur, Uttar Pradesh is part of this network and uses the IFSC code SBIN0018933 for all electronic settlement.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Shmmh Medical College |
| IFSC Code | SBIN0018933 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PRABHAWAN,AMBALAROAD,PILKHANI,DISTT.SAHARANPUR.U.P.247232 |
| City | Saharanpur |
| District | Saharanpur |
| State | Uttar Pradesh |
| Phone | 8171012514 |
About the Shmmh Medical College branch
The Shmmh Medical College branch of State Bank of India is situated at PRABHAWAN,AMBALAROAD,PILKHANI,DISTT.SAHARANPUR.U.P.247232. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0018933 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's SHMMH MEDICAL COLLEGE branch came to be assigned the code SBIN0018933.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0018933, money simply cannot be routed to the SHMMH MEDICAL COLLEGE branch electronically.
Products and account variants supported
Every account opened at the Shmmh Medical College branch is mapped to IFSC SBIN0018933 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0018933.
Banking services available
The Shmmh Medical College branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8171012514.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0018933
How to transfer money using IFSC SBIN0018933
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0018933 across all three.
How to use IFSC SBIN0018933 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's SHMMH MEDICAL COLLEGE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0018933.
- Confirm the bank name auto-populates as State Bank of India and the branch as SHMMH MEDICAL COLLEGE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SBIN0018933
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – SHMMH MEDICAL COLLEGE, ensure your bank's portal accepts IFSC SBIN0018933 while registering the beneficiary. RTGS is also available 24x7.
IMPS to State Bank of India SHMMH MEDICAL COLLEGE (IFSC SBIN0018933)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0018933 in your mobile or internet banking app, and the money is credited to the SHMMH MEDICAL COLLEGE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0018933 for State Bank of India – SHMMH MEDICAL COLLEGE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0018933 | Yes – SBIN0018933 | Yes – SBIN0018933 |
For most retail customers crediting the Shmmh Medical College branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's SHMMH MEDICAL COLLEGE branch, the IFSC SBIN0018933 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC SBIN0018933
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the SHMMH MEDICAL COLLEGE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0018933 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Shmmh Medical College branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0018933 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC SBIN0018933
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – SHMMH MEDICAL COLLEGE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0018933. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Shmmh Medical College branch sits at PRABHAWAN,AMBALAROAD,PILKHANI,DISTT.SAHARANPUR.U.P.247232. If you are travelling from outside Saharanpur, search for the branch on a maps application using the bank name and locality, or call 8171012514 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0018933 and your account number.
Verifying IFSC SBIN0018933 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0018933 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8171012514.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Shmmh Medical College are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0018933 continue to work without interruption.
Branch address & contact
State Bank of IndiaShmmh Medical College Branch
PRABHAWAN,AMBALAROAD,PILKHANI,DISTT.SAHARANPUR.U.P.247232
Saharanpur, Uttar Pradesh
Phone: 8171012514
IFSC: SBIN0018933
Frequently asked questions
Where is State Bank of India Shmmh Medical College branch located?
State Bank of India's Shmmh Medical College branch is located at PRABHAWAN,AMBALAROAD,PILKHANI,DISTT.SAHARANPUR.U.P.247232, Saharanpur, Uttar Pradesh.
How quickly will an NEFT transfer using SBIN0018933 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Shmmh Medical College reflect within 30 minutes.
Can I use IFSC SBIN0018933 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0018933 to send funds instantly.
What is the IFSC code of State Bank of India Shmmh Medical College branch?
The IFSC code of State Bank of India, Shmmh Medical College branch is SBIN0018933. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC SBIN0018933 the same for all accounts at Shmmh Medical College branch?
Yes. The IFSC SBIN0018933 is shared by every account held at State Bank of India's Shmmh Medical College branch. Only the account number changes from customer to customer.
How do I add State Bank of India Shmmh Medical College as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0018933, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC SBIN0018933 valid for NEFT and RTGS?
Yes. IFSC SBIN0018933 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code SBIN0018933 belongs to State Bank of India's SHMMH MEDICAL COLLEGE branch, located at PRABHAWAN,AMBALAROAD,PILKHANI,DISTT.SAHARANPUR.U.P.247232 in SAHARANPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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