If you are searching for the IFSC code of State Bank of India, RACC ROORKEE branch in ROORKEE, UTTARAKHAND, this page has every detail you need. The verified IFSC code for this branch is SBIN0062347. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RACC ROORKEE branch, and detailed step-by-step guides for using the IFSC SBIN0062347 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0062347 is the IFSC of State Bank of India's RACC ROORKEE branch. The format is fixed: SBIN = bank code, 0 = reserved, 062347 = branch identifier.
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Racc Roorkee branch in Roorkee, Uttarakhand is part of this network and uses the IFSC code SBIN0062347 for all electronic settlement.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Racc Roorkee |
| IFSC Code | SBIN0062347 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SBI ROORKEE BRANCH, CIVIL LINES, ROORKEE DIST HARDWAR HARIDWAR UTTARAKHAND-247667 |
| City | Roorkee |
| District | Roorkee |
| State | Uttarakhand |
| Phone | 9456594861 |
About this branch
The branch is located at SBI ROORKEE BRANCH, CIVIL LINES, ROORKEE DIST HARDWAR HARIDWAR UTTARAKHAND-247667. It serves the Roorkee region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0062347 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's RACC ROORKEE branch came to be assigned the code SBIN0062347.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0062347, money simply cannot be routed to the RACC ROORKEE branch electronically.
Account types you can open at the Racc Roorkee branch
Once you have an account at State Bank of India – RACC ROORKEE, the IFSC SBIN0062347 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Racc Roorkee branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0062347
How to transfer money using IFSC SBIN0062347
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0062347 across all three.
How to use IFSC SBIN0062347 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's RACC ROORKEE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0062347.
- Confirm the bank name auto-populates as State Bank of India and the branch as RACC ROORKEE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SBIN0062347
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – RACC ROORKEE, ensure your bank's portal accepts IFSC SBIN0062347 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – RACC ROORKEE, use IMPS. With IFSC SBIN0062347 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0062347 for State Bank of India – RACC ROORKEE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0062347 | Yes – SBIN0062347 | Yes – SBIN0062347 |
For most retail customers crediting the Racc Roorkee branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's RACC ROORKEE branch, the IFSC SBIN0062347 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC SBIN0062347
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the RACC ROORKEE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0062347 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Racc Roorkee branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0062347 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – RACC ROORKEE:
- The IFSC is exactly SBIN0062347 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and RACC ROORKEE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Racc Roorkee branch sits at SBI ROORKEE BRANCH, CIVIL LINES, ROORKEE DIST HARDWAR HARIDWAR UTTARAKHAND-247667. If you are travelling from outside Roorkee, search for the branch on a maps application using the bank name and locality, or call 9456594861 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0062347 and your account number.
Verifying IFSC SBIN0062347 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0062347 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9456594861.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Racc Roorkee are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0062347 continue to work without interruption.
Branch address & contact
State Bank of IndiaRacc Roorkee Branch
SBI ROORKEE BRANCH, CIVIL LINES, ROORKEE DIST HARDWAR HARIDWAR UTTARAKHAND-247667
Roorkee, Uttarakhand
Phone: 9456594861
IFSC: SBIN0062347
Frequently asked questions
Is IFSC SBIN0062347 the same for all accounts at Racc Roorkee branch?
Yes. The IFSC SBIN0062347 is shared by every account held at State Bank of India's Racc Roorkee branch. Only the account number changes from customer to customer.
Does State Bank of India Racc Roorkee branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9456594861 to confirm.
Is IFSC SBIN0062347 valid for NEFT and RTGS?
Yes. IFSC SBIN0062347 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of State Bank of India Racc Roorkee branch?
The IFSC code of State Bank of India, Racc Roorkee branch is SBIN0062347. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using SBIN0062347 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Racc Roorkee reflect within 30 minutes.
How do I add State Bank of India Racc Roorkee as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0062347, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of State Bank of India Racc Roorkee branch?
You can reach the branch at 9456594861 during regular banking hours.
Where is State Bank of India Racc Roorkee branch located?
State Bank of India's Racc Roorkee branch is located at SBI ROORKEE BRANCH, CIVIL LINES, ROORKEE DIST HARDWAR HARIDWAR UTTARAKHAND-247667, Roorkee, Uttarakhand.
Summary
The IFSC code SBIN0062347 belongs to State Bank of India's RACC ROORKEE branch, located at SBI ROORKEE BRANCH, CIVIL LINES, ROORKEE DIST HARDWAR HARIDWAR… in ROORKEE, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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