Below are the complete branch details for State Bank of India, RICHA branch, located in RICHHA, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0011164. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0011164 for State Bank of India – RICHA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0011164 is the IFSC of State Bank of India's RICHA branch. The format is fixed: SBIN = bank code, 0 = reserved, 011164 = branch identifier.
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Richa branch in Richha. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0011164.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Richa |
| IFSC Code | SBIN0011164 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BLOCKDHAMKHODA,TEHSILBAHERI,DISTTBAREILLY 243205 |
| City | Richha |
| District | Bareilly |
| State | Uttar Pradesh |
About this branch
The branch is located at BLOCKDHAMKHODA,TEHSILBAHERI,DISTTBAREILLY 243205. It serves the Richha region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0011164 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's RICHA branch came to be assigned the code SBIN0011164.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0011164, money simply cannot be routed to the RICHA branch electronically.
Products and account variants supported
Every account opened at the Richa branch is mapped to IFSC SBIN0011164 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0011164.
Products and services
Customers walking into the Richa branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0011164
How to transfer money using IFSC SBIN0011164
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0011164 across all three.
How to use IFSC SBIN0011164 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's RICHA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0011164.
- Confirm the bank name auto-populates as State Bank of India and the branch as RICHA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SBIN0011164
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – RICHA, ensure your bank's portal accepts IFSC SBIN0011164 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – RICHA, use IMPS. With IFSC SBIN0011164 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Richa
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0011164:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at RICHA is still linked to IFSC SBIN0011164.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's RICHA branch, the IFSC SBIN0011164 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Richa branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0011164 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0011164 and the account number together uniquely identify the Richa branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – RICHA:
- The IFSC is exactly SBIN0011164 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and RICHA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Richa branch sits at BLOCKDHAMKHODA,TEHSILBAHERI,DISTTBAREILLY 243205. If you are travelling from outside Richha, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0011164 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0011164 for State Bank of India – RICHA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Richa are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0011164 continue to work without interruption.
Branch address & contact
State Bank of IndiaRicha Branch
BLOCKDHAMKHODA,TEHSILBAHERI,DISTTBAREILLY 243205
Richha, Uttar Pradesh
Phone: the branch contact number
IFSC: SBIN0011164
Frequently asked questions
How do I add State Bank of India Richa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0011164, and complete OTP verification. Once activated, you can transfer funds at any time.
Does State Bank of India Richa branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Can I use IFSC SBIN0011164 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0011164 to send funds instantly.
How quickly will an NEFT transfer using SBIN0011164 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Richa reflect within 30 minutes.
Where is State Bank of India Richa branch located?
State Bank of India's Richa branch is located at BLOCKDHAMKHODA,TEHSILBAHERI,DISTTBAREILLY 243205, Richha, Uttar Pradesh.
What is the IFSC code of State Bank of India Richa branch?
The IFSC code of State Bank of India, Richa branch is SBIN0011164. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC SBIN0011164 the same for all accounts at Richa branch?
Yes. The IFSC SBIN0011164 is shared by every account held at State Bank of India's Richa branch. Only the account number changes from customer to customer.
Final notes
To recap: SBIN0011164 is the IFSC code of State Bank of India, RICHA branch, in RICHHA, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
