Use this page as a one-stop reference for everything related to State Bank of India's RAMSEEN branch in RAMSEEN, RAJASTHAN. The branch's IFSC code SBIN0032026 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0032026 is the IFSC of State Bank of India's RAMSEEN branch. The format is fixed: SBIN = bank code, 0 = reserved, 032026 = branch identifier.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Ramseen |
| IFSC Code | SBIN0032026 |
| MICR Code | Refer to cheque leaf |
| Branch Address | JALORE SIROHI MARG CHAURAHA PO RAMSEEN,DISTT JALORE,RAJASTHAN 307803 |
| City | Ramseen |
| District | Jalor |
| State | Rajasthan |
| STD Code | 2969 |
| Phone | 233062 |
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ramseen branch in Ramseen, Rajasthan is part of this network and uses the IFSC code SBIN0032026 for all electronic settlement.
Ramseen branch overview
Located at JALORE SIROHI MARG CHAURAHA PO RAMSEEN,DISTT JALORE,RAJASTHAN 307803, the Ramseen branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0032026 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's RAMSEEN branch came to be assigned the code SBIN0032026.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0032026, money simply cannot be routed to the RAMSEEN branch electronically.
How to transfer money using IFSC SBIN0032026
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0032026 across all three.
How to use IFSC SBIN0032026 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's RAMSEEN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0032026.
- Confirm the bank name auto-populates as State Bank of India and the branch as RAMSEEN.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SBIN0032026
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – RAMSEEN, ensure your bank's portal accepts IFSC SBIN0032026 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – RAMSEEN, use IMPS. With IFSC SBIN0032026 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0032026 for State Bank of India – RAMSEEN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0032026 | Yes – SBIN0032026 | Yes – SBIN0032026 |
For most retail customers crediting the Ramseen branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0032026
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – RAMSEEN is still mapped to IFSC SBIN0032026. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0032026 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Ramseen branch is mapped to IFSC SBIN0032026 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0032026.
Banking services available
The Ramseen branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2969-233062.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0032026
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0032026 and the account number together uniquely identify the Ramseen branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Ramseen branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0032026 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC SBIN0032026
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – RAMSEEN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0032026. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Ramseen branch
The branch is located at JALORE SIROHI MARG CHAURAHA PO RAMSEEN,DISTT JALORE,RAJASTHAN 307803, which puts it inside Ramseen, the broader Jalor district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Ramseen branch” — the verified location pin for IFSC SBIN0032026 should appear at the top of the results.
- Confirm the branch is open by calling 2969-233062 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0032026 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0032026 for State Bank of India – RAMSEEN, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ramseen branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0032026, however, work 24x7.
Branch address & contact
State Bank of IndiaRamseen Branch
JALORE SIROHI MARG CHAURAHA PO RAMSEEN,DISTT JALORE,RAJASTHAN 307803
Ramseen, Rajasthan
Phone: 2969-233062
IFSC: SBIN0032026
Frequently asked questions
Does State Bank of India Ramseen branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2969-233062 to confirm.
Can I use IFSC SBIN0032026 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0032026 to send funds instantly.
How do I add State Bank of India Ramseen as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0032026, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC SBIN0032026 the same for all accounts at Ramseen branch?
Yes. The IFSC SBIN0032026 is shared by every account held at State Bank of India's Ramseen branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using SBIN0032026 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Ramseen reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ramseen branch but serve different purposes.
Summary
The IFSC code SBIN0032026 belongs to State Bank of India's RAMSEEN branch, located at JALORE SIROHI MARG CHAURAHA PO RAMSEEN,DISTT JALORE,RAJASTHAN 307803 in RAMSEEN, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
