IFSC Code of State Bank of India, Sterling Hospital Area, Rajkot Branch, Gujarat

If you are searching for the IFSC code of State Bank of India, STERLING HOSPITAL AREA, RAJKOT branch in RAJKOT, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is SBIN0018723. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the STERLING HOSPITAL AREA, RAJKOT branch, and detailed step-by-step guides for using the IFSC SBIN0018723 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – STERLING HOSPITAL AREA, RAJKOT is SBIN0018723. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 018723 map to this branch in RAJKOT, GUJARAT.

Branch details at a glance

Bank profile

State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Sterling Hospital Area, Rajkot branch — IFSC SBIN0018723 — extends the bank's services to customers in and around Rajkot, Gujarat.

About this branch

The branch is located at TIME SQUARE, AYODHYA CHAWK, 150 FEET RING ROAD, RAJKOT, DIST.RAJKOT, GJ-360007. It serves the Rajkot region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0018723 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's STERLING HOSPITAL AREA, RAJKOT branch came to be assigned the code SBIN0018723.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0018723, money simply cannot be routed to the STERLING HOSPITAL AREA, RAJKOT branch electronically.

How to transfer money using IFSC SBIN0018723

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0018723 across all three.

NEFT to State Bank of India, STERLING HOSPITAL AREA, RAJKOT using IFSC SBIN0018723

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0018723, and confirm that the system picks up State Bank of India – STERLING HOSPITAL AREA, RAJKOT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to STERLING HOSPITAL AREA, RAJKOT

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's STERLING HOSPITAL AREA, RAJKOT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0018723 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India STERLING HOSPITAL AREA, RAJKOT (IFSC SBIN0018723)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0018723 in your mobile or internet banking app, and the money is credited to the STERLING HOSPITAL AREA, RAJKOT branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Sterling Hospital Area, Rajkot

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0018723:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at STERLING HOSPITAL AREA, RAJKOT is still linked to IFSC SBIN0018723.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's STERLING HOSPITAL AREA, RAJKOT branch, the IFSC SBIN0018723 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Sterling Hospital Area, Rajkot branch is mapped to IFSC SBIN0018723 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0018723.

Banking services available

The Sterling Hospital Area, Rajkot branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7600036787.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0018723

MICR & cheque-truncation details

Cheques drawn on the Sterling Hospital Area, Rajkot branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0018723 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Sterling Hospital Area, Rajkot branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0018723 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – STERLING HOSPITAL AREA, RAJKOT:

• The IFSC is exactly SBIN0018723 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and STERLING HOSPITAL AREA, RAJKOT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Sterling Hospital Area, Rajkot branch

The branch is located at TIME SQUARE, AYODHYA CHAWK, 150 FEET RING ROAD, RAJKOT, DIST.RAJKOT, GJ-360007, which puts it inside Rajkot, the broader Rajkot district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Sterling Hospital Area, Rajkot branch” — the verified location pin for IFSC SBIN0018723 should appear at the top of the results.
2. Confirm the branch is open by calling 7600036787 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0018723 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0018723 for State Bank of India – STERLING HOSPITAL AREA, RAJKOT, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Sterling Hospital Area, Rajkot are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0018723 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: SBIN0018723 is the IFSC code of State Bank of India, STERLING HOSPITAL AREA, RAJKOT branch, in RAJKOT, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.