If you are searching for the IFSC code of State Bank of India, KOTHARIA ROAD, RAJKOT branch in RAJKOT, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is SBIN0012507. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KOTHARIA ROAD, RAJKOT branch, and detailed step-by-step guides for using the IFSC SBIN0012507 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0012507 is the IFSC of State Bank of India's KOTHARIA ROAD, RAJKOT branch. The format is fixed: SBIN = bank code, 0 = reserved, 012507 = branch identifier.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Kotharia Road, Rajkot |
| IFSC Code | SBIN0012507 |
| MICR Code | Refer to cheque leaf |
| Branch Address | THAKORAJI ARCADE 80 KOTHARIA ROAD,NEAR DEVPARA VEGITABLE MARKET,RAJKOT 360002 |
| City | Rajkot |
| District | Rajkot |
| State | Gujarat |
| STD Code | 281 |
| Phone | 2375780 |
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Kotharia Road, Rajkot branch — IFSC SBIN0012507 — extends the bank's services to customers in and around Rajkot, Gujarat.
About this branch
The branch is located at THAKORAJI ARCADE 80 KOTHARIA ROAD,NEAR DEVPARA VEGITABLE MARKET,RAJKOT 360002. It serves the Rajkot region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0012507 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's KOTHARIA ROAD, RAJKOT branch came to be assigned the code SBIN0012507.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0012507, money simply cannot be routed to the KOTHARIA ROAD, RAJKOT branch electronically.
How to transfer money using IFSC SBIN0012507
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0012507 across all three.
NEFT to State Bank of India, KOTHARIA ROAD, RAJKOT using IFSC SBIN0012507
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0012507, and confirm that the system picks up State Bank of India – KOTHARIA ROAD, RAJKOT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SBIN0012507
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – KOTHARIA ROAD, RAJKOT, ensure your bank's portal accepts IFSC SBIN0012507 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – KOTHARIA ROAD, RAJKOT, use IMPS. With IFSC SBIN0012507 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0012507 for State Bank of India – KOTHARIA ROAD, RAJKOT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0012507 | Yes – SBIN0012507 | Yes – SBIN0012507 |
For most retail customers crediting the Kotharia Road, Rajkot branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0012507
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – KOTHARIA ROAD, RAJKOT is still mapped to IFSC SBIN0012507. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0012507 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kotharia Road, Rajkot branch is mapped to IFSC SBIN0012507 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0012507.
Banking services available
The Kotharia Road, Rajkot branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 281-2375780.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0012507
MICR & cheque-truncation details
Cheques drawn on the Kotharia Road, Rajkot branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0012507 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Kotharia Road, Rajkot branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0012507 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – KOTHARIA ROAD, RAJKOT:
- The IFSC is exactly SBIN0012507 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and KOTHARIA ROAD, RAJKOT as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kotharia Road, Rajkot branch
The branch is located at THAKORAJI ARCADE 80 KOTHARIA ROAD,NEAR DEVPARA VEGITABLE MARKET,RAJKOT 360002, which puts it inside Rajkot, the broader Rajkot district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Kotharia Road, Rajkot branch” — the verified location pin for IFSC SBIN0012507 should appear at the top of the results.
- Confirm the branch is open by calling 281-2375780 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0012507 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0012507 for State Bank of India – KOTHARIA ROAD, RAJKOT, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Kotharia Road, Rajkot are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0012507 continue to work without interruption.
Branch address & contact
State Bank of IndiaKotharia Road, Rajkot Branch
THAKORAJI ARCADE 80 KOTHARIA ROAD,NEAR DEVPARA VEGITABLE MARKET,RAJKOT 360002
Rajkot, Gujarat
Phone: 281-2375780
IFSC: SBIN0012507
Frequently asked questions
Is IFSC SBIN0012507 the same for all accounts at Kotharia Road, Rajkot branch?
Yes. The IFSC SBIN0012507 is shared by every account held at State Bank of India's Kotharia Road, Rajkot branch. Only the account number changes from customer to customer.
Is IFSC SBIN0012507 valid for NEFT and RTGS?
Yes. IFSC SBIN0012507 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC SBIN0012507 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0012507 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kotharia Road, Rajkot branch but serve different purposes.
How quickly will an NEFT transfer using SBIN0012507 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Kotharia Road, Rajkot reflect within 30 minutes.
How do I add State Bank of India Kotharia Road, Rajkot as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0012507, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of State Bank of India Kotharia Road, Rajkot branch?
You can reach the branch at 281-2375780 during regular banking hours.
Summary
The IFSC code SBIN0012507 belongs to State Bank of India's KOTHARIA ROAD, RAJKOT branch, located at THAKORAJI ARCADE 80 KOTHARIA ROAD,NEAR DEVPARA VEGITABLE MARKET,RAJKOT 360002 in RAJKOT, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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