IFSC Code of State Bank of India, Rajapur, Lakhimpur Kheri Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to State Bank of India's RAJAPUR, LAKHIMPUR KHERI branch in RAJAPUR, UTTAR PRADESH. The branch's IFSC code SBIN0017005 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For State Bank of India's RAJAPUR, LAKHIMPUR KHERI branch, the IFSC SBIN0017005 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 017005 identifies this particular branch.

Bank profile

State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Rajapur, Lakhimpur Kheri branch — IFSC SBIN0017005 — extends the bank's services to customers in and around Rajapur, Uttar Pradesh.

Branch details at a glance

About this branch

The branch is located at VILLAGE AND POST RAJAPUR, NEAR RAJAPUR CHAURAHA, L.R.P. ROAD, DISTT.LAKHIMPUR KHERI. UTTAR PRADESH 262701. It serves the Rajapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0017005 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's RAJAPUR, LAKHIMPUR KHERI branch came to be assigned the code SBIN0017005.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0017005, money simply cannot be routed to the RAJAPUR, LAKHIMPUR KHERI branch electronically.

Products and account variants supported

Every account opened at the Rajapur, Lakhimpur Kheri branch is mapped to IFSC SBIN0017005 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0017005.

Products and services

Customers walking into the Rajapur, Lakhimpur Kheri branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0017005

How to transfer money using IFSC SBIN0017005

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0017005 across all three.

How to use IFSC SBIN0017005 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's RAJAPUR, LAKHIMPUR KHERI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SBIN0017005.
4. Confirm the bank name auto-populates as State Bank of India and the branch as RAJAPUR, LAKHIMPUR KHERI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to RAJAPUR, LAKHIMPUR KHERI

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's RAJAPUR, LAKHIMPUR KHERI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0017005 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to State Bank of India – RAJAPUR, LAKHIMPUR KHERI, use IMPS. With IFSC SBIN0017005 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Rajapur, Lakhimpur Kheri

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0017005:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at RAJAPUR, LAKHIMPUR KHERI is still linked to IFSC SBIN0017005.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SBIN0017005

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – RAJAPUR, LAKHIMPUR KHERI is still mapped to IFSC SBIN0017005. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0017005 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Rajapur, Lakhimpur Kheri branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0017005 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0017005 and the account number together uniquely identify the Rajapur, Lakhimpur Kheri branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – RAJAPUR, LAKHIMPUR KHERI:

• The IFSC is exactly SBIN0017005 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and RAJAPUR, LAKHIMPUR KHERI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Rajapur, Lakhimpur Kheri branch

The branch is located at VILLAGE AND POST RAJAPUR, NEAR RAJAPUR CHAURAHA, L.R.P. ROAD, DISTT.LAKHIMPUR KHERI. UTTAR PRADESH 262701, which puts it inside Rajapur, the broader Lakhimpur Kheri district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Rajapur, Lakhimpur Kheri branch” — the verified location pin for IFSC SBIN0017005 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0017005 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0017005 for State Bank of India – RAJAPUR, LAKHIMPUR KHERI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rajapur, Lakhimpur Kheri branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0017005, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0017005 belongs to State Bank of India's RAJAPUR, LAKHIMPUR KHERI branch, located at VILLAGE AND POST RAJAPUR, NEAR RAJAPUR CHAURAHA, L.R.P. ROAD, DISTT.LAKHIMPUR… in RAJAPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.