IFSC Code of State Bank of India, Currency Administration Cell, Rajampeta Branch, Andhra Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, CURRENCY ADMINISTRATION CELL, RAJAMPETA branch in RAJAMPETA. The 11-digit IFSC SBIN0063974 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the CURRENCY ADMINISTRATION CELL, RAJAMPETA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SBIN0063974 is the IFSC of State Bank of India's CURRENCY ADMINISTRATION CELL, RAJAMPETA branch. The format is fixed: SBIN = bank code, 0 = reserved, 063974 = branch identifier.

About State Bank of India

State Bank of India operates a wide network of branches across India, including the Currency Administration Cell, Rajampeta branch in Rajampeta. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0063974.

Currency Administration Cell, Rajampeta branch overview

Located at CURRENCY ADMINISTRATION CELL,RAYACHOTIC/O RAYACHOTI MAIN BRANCH,PB NO 1,SN COLONY,RAYACHOTI,YSR DISTRICT,APPIN-516269, the Currency Administration Cell, Rajampeta branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0063974 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's CURRENCY ADMINISTRATION CELL, RAJAMPETA branch came to be assigned the code SBIN0063974.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0063974, money simply cannot be routed to the CURRENCY ADMINISTRATION CELL, RAJAMPETA branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0063974 and the account number together uniquely identify the Currency Administration Cell, Rajampeta branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC SBIN0063974

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0063974 across all three.

How to use IFSC SBIN0063974 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's CURRENCY ADMINISTRATION CELL, RAJAMPETA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SBIN0063974.
4. Confirm the bank name auto-populates as State Bank of India and the branch as CURRENCY ADMINISTRATION CELL, RAJAMPETA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC SBIN0063974

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – CURRENCY ADMINISTRATION CELL, RAJAMPETA, ensure your bank's portal accepts IFSC SBIN0063974 while registering the beneficiary. RTGS is also available 24x7.

IMPS to State Bank of India CURRENCY ADMINISTRATION CELL, RAJAMPETA (IFSC SBIN0063974)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0063974 in your mobile or internet banking app, and the money is credited to the CURRENCY ADMINISTRATION CELL, RAJAMPETA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Currency Administration Cell, Rajampeta

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0063974:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CURRENCY ADMINISTRATION CELL, RAJAMPETA is still linked to IFSC SBIN0063974.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SBIN0063974

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – CURRENCY ADMINISTRATION CELL, RAJAMPETA is still mapped to IFSC SBIN0063974. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0063974 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Currency Administration Cell, Rajampeta branch is mapped to IFSC SBIN0063974 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0063974.

Banking services available

The Currency Administration Cell, Rajampeta branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9502779339.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0063974

Digital banking channels

Most day-to-day work that customers used to do at the Currency Administration Cell, Rajampeta branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0063974 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Currency Administration Cell, Rajampeta branch sits at CURRENCY ADMINISTRATION CELL,RAYACHOTIC/O RAYACHOTI MAIN BRANCH,PB NO 1,SN COLONY,RAYACHOTI,YSR DISTRICT,APPIN-516269. If you are travelling from outside Rajampeta, search for the branch on a maps application using the bank name and locality, or call 9502779339 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0063974 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – CURRENCY ADMINISTRATION CELL, RAJAMPETA:

• The IFSC is exactly SBIN0063974 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and CURRENCY ADMINISTRATION CELL, RAJAMPETA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Currency Administration Cell, Rajampeta are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0063974 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0063974 for State Bank of India – CURRENCY ADMINISTRATION CELL, RAJAMPETA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0063974 belongs to State Bank of India's CURRENCY ADMINISTRATION CELL, RAJAMPETA branch, located at CURRENCY ADMINISTRATION CELL,RAYACHOTIC/O RAYACHOTI MAIN BRANCH,PB NO 1,SN… in RAJAMPETA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.