Use this page as a one-stop reference for everything related to State Bank of India's CAC PURNEA branch in PURNEA, BIHAR. The branch's IFSC code SBIN0062176 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0062176 is the IFSC of State Bank of India's CAC PURNEA branch. The format is fixed: SBIN = bank code, 0 = reserved, 062176 = branch identifier.
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Cac Purnea branch — IFSC SBIN0062176 — extends the bank's services to customers in and around Purnea, Bihar.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Cac Purnea |
| IFSC Code | SBIN0062176 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CAC PURNEA ,STATE BANK OF INDIA, PURNEA BR , KALABHAWAN ROAD,PURNEA,PIN-854301 |
| City | Purnea |
| District | Purnea |
| State | Bihar |
| Phone | 7781052401 |
About this branch
The branch is located at CAC PURNEA ,STATE BANK OF INDIA, PURNEA BR , KALABHAWAN ROAD,PURNEA,PIN-854301. It serves the Purnea region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0062176 is used to identify this branch on the RBI payments network.
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CAC PURNEA of State Bank of India — its own 11-character IFSC. The code SBIN0062176 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0062176 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Cac Purnea branch is mapped to IFSC SBIN0062176 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0062176.
Products and services
Customers walking into the Cac Purnea branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0062176
How to transfer money using IFSC SBIN0062176
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0062176 across all three.
NEFT to State Bank of India, CAC PURNEA using IFSC SBIN0062176
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0062176, and confirm that the system picks up State Bank of India – CAC PURNEA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CAC PURNEA
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's CAC PURNEA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0062176 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India CAC PURNEA (IFSC SBIN0062176)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0062176 in your mobile or internet banking app, and the money is credited to the CAC PURNEA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0062176 for State Bank of India – CAC PURNEA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0062176 | Yes – SBIN0062176 | Yes – SBIN0062176 |
For most retail customers crediting the Cac Purnea branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's CAC PURNEA branch, the IFSC SBIN0062176 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC SBIN0062176
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the CAC PURNEA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0062176 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Cac Purnea branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0062176 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC SBIN0062176
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – CAC PURNEA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0062176. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Cac Purnea branch
The branch is located at CAC PURNEA ,STATE BANK OF INDIA, PURNEA BR , KALABHAWAN ROAD,PURNEA,PIN-854301, which puts it inside Purnea, the broader Purnea district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Cac Purnea branch” — the verified location pin for IFSC SBIN0062176 should appear at the top of the results.
- Confirm the branch is open by calling 7781052401 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0062176 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0062176 for State Bank of India – CAC PURNEA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Cac Purnea branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0062176, however, work 24x7.
Branch address & contact
State Bank of IndiaCac Purnea Branch
CAC PURNEA ,STATE BANK OF INDIA, PURNEA BR , KALABHAWAN ROAD,PURNEA,PIN-854301
Purnea, Bihar
Phone: 7781052401
IFSC: SBIN0062176
Frequently asked questions
How do I add State Bank of India Cac Purnea as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0062176, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of State Bank of India Cac Purnea branch?
You can reach the branch at 7781052401 during regular banking hours.
Is IFSC SBIN0062176 the same for all accounts at Cac Purnea branch?
Yes. The IFSC SBIN0062176 is shared by every account held at State Bank of India's Cac Purnea branch. Only the account number changes from customer to customer.
Is IFSC SBIN0062176 valid for NEFT and RTGS?
Yes. IFSC SBIN0062176 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using SBIN0062176 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Cac Purnea reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Cac Purnea branch but serve different purposes.
Does State Bank of India Cac Purnea branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7781052401 to confirm.
Can I use IFSC SBIN0062176 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0062176 to send funds instantly.
Summary
The IFSC code SBIN0062176 belongs to State Bank of India's CAC PURNEA branch, located at CAC PURNEA ,STATE BANK OF INDIA, PURNEA BR , KALABHAWAN ROAD,PURNEA,PIN-854301 in PURNEA, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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