This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, PONGALUR branch in PONGALUR. The 11-digit IFSC SBIN0002259 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the PONGALUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0002259 is the IFSC of State Bank of India's PONGALUR branch. The format is fixed: SBIN = bank code, 0 = reserved, 002259 = branch identifier.
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Pongalur branch — IFSC SBIN0002259 — extends the bank's services to customers in and around Pongalur, Tamil Nadu.
About this branch
The branch is located at DIST COIMBATORE, TAMIL NADU 638667. It serves the Pongalur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0002259 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Pongalur |
| IFSC Code | SBIN0002259 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DIST COIMBATORE, TAMIL NADU 638667 |
| City | Pongalur |
| District | Coimbatore |
| State | Tamil Nadu |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's PONGALUR branch came to be assigned the code SBIN0002259.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0002259, money simply cannot be routed to the PONGALUR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Pongalur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0002259 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC SBIN0002259
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0002259 across all three.
NEFT to State Bank of India, PONGALUR using IFSC SBIN0002259
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0002259, and confirm that the system picks up State Bank of India – PONGALUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PONGALUR
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's PONGALUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0002259 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India PONGALUR (IFSC SBIN0002259)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0002259 in your mobile or internet banking app, and the money is credited to the PONGALUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Pongalur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0002259:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PONGALUR is still linked to IFSC SBIN0002259.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC SBIN0002259
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – PONGALUR is still mapped to IFSC SBIN0002259. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0002259 and the beneficiary's account number to complete the transfer.
Account types you can open at the Pongalur branch
Once you have an account at State Bank of India – PONGALUR, the IFSC SBIN0002259 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Pongalur branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0002259
Digital banking channels
Most day-to-day work that customers used to do at the Pongalur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0002259 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Pongalur branch
The branch is located at DIST COIMBATORE, TAMIL NADU 638667, which puts it inside Pongalur, the broader Coimbatore district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Pongalur branch” — the verified location pin for IFSC SBIN0002259 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0002259 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – PONGALUR:
- The IFSC is exactly SBIN0002259 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and PONGALUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Pongalur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0002259 continue to work without interruption.
Verifying IFSC SBIN0002259 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0002259 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
State Bank of IndiaPongalur Branch
DIST COIMBATORE, TAMIL NADU 638667
Pongalur, Tamil Nadu
Phone: the branch contact number
IFSC: SBIN0002259
Frequently asked questions
How do I add State Bank of India Pongalur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0002259, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC SBIN0002259 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0002259 to send funds instantly.
Is IFSC SBIN0002259 valid for NEFT and RTGS?
Yes. IFSC SBIN0002259 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is State Bank of India Pongalur branch located?
State Bank of India's Pongalur branch is located at DIST COIMBATORE, TAMIL NADU 638667, Pongalur, Tamil Nadu.
What is the phone number of State Bank of India Pongalur branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC SBIN0002259 the same for all accounts at Pongalur branch?
Yes. The IFSC SBIN0002259 is shared by every account held at State Bank of India's Pongalur branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using SBIN0002259 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Pongalur reflect within 30 minutes.
Does State Bank of India Pongalur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Final notes
To recap: SBIN0002259 is the IFSC code of State Bank of India, PONGALUR branch, in PONGALUR, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
More Articles for IFSC Code
IFSC Code of Zila Sahakri Bank Limited Ghaziabad, Loni Branch, Uttar Pradesh
