IFSC Code of State Bank of India, Siruthozhil, Pondicherry Branch, Puducherry

Use this page as a one-stop reference for everything related to State Bank of India's SIRUTHOZHIL, PONDICHERRY branch in PONDICHERRY, PUDUCHERRY. The branch's IFSC code SBIN0007314 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – SIRUTHOZHIL, PONDICHERRY is SBIN0007314. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 007314 map to this branch in PONDICHERRY, PUDUCHERRY.

Branch details at a glance

About State Bank of India

State Bank of India operates a wide network of branches across India, including the Siruthozhil, Pondicherry branch in Pondicherry. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0007314.

Siruthozhil, Pondicherry branch overview

Located at P.B.NO.105, 27,KAMARAJAR SALAI,PONDICHERRY ,PIN - 605011, the Siruthozhil, Pondicherry branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0007314 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's SIRUTHOZHIL, PONDICHERRY branch came to be assigned the code SBIN0007314.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0007314, money simply cannot be routed to the SIRUTHOZHIL, PONDICHERRY branch electronically.

How to transfer money using IFSC SBIN0007314

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0007314 across all three.

NEFT to State Bank of India, SIRUTHOZHIL, PONDICHERRY using IFSC SBIN0007314

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0007314, and confirm that the system picks up State Bank of India – SIRUTHOZHIL, PONDICHERRY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SBIN0007314

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – SIRUTHOZHIL, PONDICHERRY, ensure your bank's portal accepts IFSC SBIN0007314 while registering the beneficiary. RTGS is also available 24x7.

IMPS to State Bank of India SIRUTHOZHIL, PONDICHERRY (IFSC SBIN0007314)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0007314 in your mobile or internet banking app, and the money is credited to the SIRUTHOZHIL, PONDICHERRY branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0007314 for State Bank of India – SIRUTHOZHIL, PONDICHERRY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Siruthozhil, Pondicherry branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SBIN0007314

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – SIRUTHOZHIL, PONDICHERRY is still mapped to IFSC SBIN0007314. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0007314 and the beneficiary's account number to complete the transfer.

Account types you can open at the Siruthozhil, Pondicherry branch

Once you have an account at State Bank of India – SIRUTHOZHIL, PONDICHERRY, the IFSC SBIN0007314 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Siruthozhil, Pondicherry branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0007314

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0007314 and the account number together uniquely identify the Siruthozhil, Pondicherry branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC SBIN0007314

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the SIRUTHOZHIL, PONDICHERRY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0007314 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – SIRUTHOZHIL, PONDICHERRY:

• The IFSC is exactly SBIN0007314 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and SIRUTHOZHIL, PONDICHERRY as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Siruthozhil, Pondicherry branch

The branch is located at P.B.NO.105, 27,KAMARAJAR SALAI,PONDICHERRY ,PIN - 605011, which puts it inside Pondicherry, the broader Pondicherry district, and the state of Puducherry. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Siruthozhil, Pondicherry branch” — the verified location pin for IFSC SBIN0007314 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0007314 and your account number.

Verifying IFSC SBIN0007314 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0007314 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Siruthozhil, Pondicherry are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0007314 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: SBIN0007314 is the IFSC code of State Bank of India, SIRUTHOZHIL, PONDICHERRY branch, in PONDICHERRY, PUDUCHERRY. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.