This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, PHULERA branch in PHULERA. The 11-digit IFSC SBIN0031749 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the PHULERA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0031749 is the IFSC of State Bank of India's PHULERA branch. The format is fixed: SBIN = bank code, 0 = reserved, 031749 = branch identifier.
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Phulera branch in Phulera. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0031749.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Phulera |
| IFSC Code | SBIN0031749 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DISTT JAIPUR 303338 |
| City | Phulera |
| District | Jaipur |
| State | Rajasthan |
| STD Code | 1425 |
| Phone | 245682 |
About the Phulera branch
The Phulera branch of State Bank of India is situated at DISTT JAIPUR 303338. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0031749 is used.
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PHULERA of State Bank of India — its own 11-character IFSC. The code SBIN0031749 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0031749 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Phulera branch is mapped to IFSC SBIN0031749 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0031749.
Products and services
Customers walking into the Phulera branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0031749
How to transfer money using IFSC SBIN0031749
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0031749 across all three.
NEFT to State Bank of India, PHULERA using IFSC SBIN0031749
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0031749, and confirm that the system picks up State Bank of India – PHULERA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SBIN0031749
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – PHULERA, ensure your bank's portal accepts IFSC SBIN0031749 while registering the beneficiary. RTGS is also available 24x7.
IMPS to State Bank of India PHULERA (IFSC SBIN0031749)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0031749 in your mobile or internet banking app, and the money is credited to the PHULERA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Phulera
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0031749:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PHULERA is still linked to IFSC SBIN0031749.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC SBIN0031749
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – PHULERA is still mapped to IFSC SBIN0031749. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0031749 and the beneficiary's account number to complete the transfer.
Online banking and IFSC SBIN0031749
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the PHULERA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0031749 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Phulera branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0031749 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – PHULERA:
- The IFSC is exactly SBIN0031749 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and PHULERA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Phulera branch sits at DISTT JAIPUR 303338. If you are travelling from outside Phulera, search for the branch on a maps application using the bank name and locality, or call 1425-245682 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0031749 and your account number.
Verifying IFSC SBIN0031749 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0031749 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1425-245682.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Phulera branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0031749, however, work 24x7.
Branch address & contact
State Bank of IndiaPhulera Branch
DISTT JAIPUR 303338
Phulera, Rajasthan
Phone: 1425-245682
IFSC: SBIN0031749
Frequently asked questions
Is IFSC SBIN0031749 valid for NEFT and RTGS?
Yes. IFSC SBIN0031749 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is State Bank of India Phulera branch located?
State Bank of India's Phulera branch is located at DISTT JAIPUR 303338, Phulera, Rajasthan.
What is the phone number of State Bank of India Phulera branch?
You can reach the branch at 1425-245682 during regular banking hours.
Is IFSC SBIN0031749 the same for all accounts at Phulera branch?
Yes. The IFSC SBIN0031749 is shared by every account held at State Bank of India's Phulera branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Phulera branch but serve different purposes.
How do I add State Bank of India Phulera as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0031749, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC SBIN0031749 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0031749 to send funds instantly.
What is the IFSC code of State Bank of India Phulera branch?
The IFSC code of State Bank of India, Phulera branch is SBIN0031749. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: SBIN0031749 is the IFSC code of State Bank of India, PHULERA branch, in PHULERA, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
