Below are the complete branch details for State Bank of India, CAC PHULBANI branch, located in PHULBANI, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0061930. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0061930 for State Bank of India – CAC PHULBANI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – CAC PHULBANI is SBIN0061930. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 061930 map to this branch in PHULBANI, ODISHA.
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Cac Phulbani branch in Phulbani. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0061930.
About this branch
The branch is located at SBI PHULBANI BRANCH-762001. It serves the Phulbani region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0061930 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Cac Phulbani |
| IFSC Code | SBIN0061930 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SBI PHULBANI BRANCH-762001 |
| City | Phulbani |
| District | Phulbani |
| State | Odisha |
| Phone | 9437132636 |
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CAC PHULBANI of State Bank of India — its own 11-character IFSC. The code SBIN0061930 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0061930 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Cac Phulbani branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0061930 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC SBIN0061930
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0061930 across all three.
NEFT to State Bank of India, CAC PHULBANI using IFSC SBIN0061930
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0061930, and confirm that the system picks up State Bank of India – CAC PHULBANI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SBIN0061930
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – CAC PHULBANI, ensure your bank's portal accepts IFSC SBIN0061930 while registering the beneficiary. RTGS is also available 24x7.
IMPS to State Bank of India CAC PHULBANI (IFSC SBIN0061930)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0061930 in your mobile or internet banking app, and the money is credited to the CAC PHULBANI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Cac Phulbani
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0061930:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CAC PHULBANI is still linked to IFSC SBIN0061930.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's CAC PHULBANI branch, the IFSC SBIN0061930 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Cac Phulbani branch
Once you have an account at State Bank of India – CAC PHULBANI, the IFSC SBIN0061930 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Cac Phulbani branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0061930
Online banking and IFSC SBIN0061930
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the CAC PHULBANI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0061930 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Cac Phulbani branch
The branch is located at SBI PHULBANI BRANCH-762001, which puts it inside Phulbani, the broader Phulbani district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Cac Phulbani branch” — the verified location pin for IFSC SBIN0061930 should appear at the top of the results.
- Confirm the branch is open by calling 9437132636 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0061930 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – CAC PHULBANI:
- The IFSC is exactly SBIN0061930 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and CAC PHULBANI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Cac Phulbani branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0061930, however, work 24x7.
Verifying IFSC SBIN0061930 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0061930 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9437132636.
- Visiting the bank's official branch locator page.
Branch address & contact
State Bank of IndiaCac Phulbani Branch
SBI PHULBANI BRANCH-762001
Phulbani, Odisha
Phone: 9437132636
IFSC: SBIN0061930
Frequently asked questions
Does State Bank of India Cac Phulbani branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9437132636 to confirm.
What is the IFSC code of State Bank of India Cac Phulbani branch?
The IFSC code of State Bank of India, Cac Phulbani branch is SBIN0061930. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of State Bank of India Cac Phulbani branch?
You can reach the branch at 9437132636 during regular banking hours.
Is IFSC SBIN0061930 valid for NEFT and RTGS?
Yes. IFSC SBIN0061930 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC SBIN0061930 the same for all accounts at Cac Phulbani branch?
Yes. The IFSC SBIN0061930 is shared by every account held at State Bank of India's Cac Phulbani branch. Only the account number changes from customer to customer.
How do I add State Bank of India Cac Phulbani as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0061930, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is State Bank of India Cac Phulbani branch located?
State Bank of India's Cac Phulbani branch is located at SBI PHULBANI BRANCH-762001, Phulbani, Odisha.
Summary
The IFSC code SBIN0061930 belongs to State Bank of India's CAC PHULBANI branch, located at SBI PHULBANI BRANCH-762001 in PHULBANI, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
