If you are searching for the IFSC code of State Bank of India, SUNNER KALAN branch in PHILLAUR, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is SBIN0051547. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SUNNER KALAN branch, and detailed step-by-step guides for using the IFSC SBIN0051547 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0051547 is the IFSC of State Bank of India's SUNNER KALAN branch. The format is fixed: SBIN = bank code, 0 = reserved, 051547 = branch identifier.
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Sunner Kalan branch — IFSC SBIN0051547 — extends the bank's services to customers in and around Phillaur, Punjab.
About this branch
The branch is located at VPO SUNNER KALANTEHSIL PHILLAURDISTRICT JALANDHARPUNJAB. It serves the Phillaur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0051547 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Sunner Kalan |
| IFSC Code | SBIN0051547 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VPO SUNNER KALANTEHSIL PHILLAURDISTRICT JALANDHARPUNJAB |
| City | Phillaur |
| District | Jalandhar |
| State | Punjab |
| STD Code | 1826 |
| Phone | 9779586367 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's SUNNER KALAN branch came to be assigned the code SBIN0051547.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0051547, money simply cannot be routed to the SUNNER KALAN branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0051547 and the account number together uniquely identify the Sunner Kalan branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC SBIN0051547
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0051547 across all three.
NEFT to State Bank of India, SUNNER KALAN using IFSC SBIN0051547
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0051547, and confirm that the system picks up State Bank of India – SUNNER KALAN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SUNNER KALAN
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's SUNNER KALAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0051547 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India SUNNER KALAN (IFSC SBIN0051547)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0051547 in your mobile or internet banking app, and the money is credited to the SUNNER KALAN branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0051547 for State Bank of India – SUNNER KALAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0051547 | Yes – SBIN0051547 | Yes – SBIN0051547 |
For most retail customers crediting the Sunner Kalan branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0051547
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – SUNNER KALAN is still mapped to IFSC SBIN0051547. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0051547 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Sunner Kalan branch is mapped to IFSC SBIN0051547 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0051547.
Products and services
Customers walking into the Sunner Kalan branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0051547
Digital banking channels
Most day-to-day work that customers used to do at the Sunner Kalan branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0051547 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Sunner Kalan branch
The branch is located at VPO SUNNER KALANTEHSIL PHILLAURDISTRICT JALANDHARPUNJAB, which puts it inside Phillaur, the broader Jalandhar district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Sunner Kalan branch” — the verified location pin for IFSC SBIN0051547 should appear at the top of the results.
- Confirm the branch is open by calling 1826-9779586367 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0051547 and your account number.
Common mistakes to avoid when using IFSC SBIN0051547
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – SUNNER KALAN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0051547. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Sunner Kalan are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0051547 continue to work without interruption.
Verifying IFSC SBIN0051547 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0051547 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1826-9779586367.
- Visiting the bank's official branch locator page.
Branch address & contact
State Bank of IndiaSunner Kalan Branch
VPO SUNNER KALANTEHSIL PHILLAURDISTRICT JALANDHARPUNJAB
Phillaur, Punjab
Phone: 1826-9779586367
IFSC: SBIN0051547
Frequently asked questions
How do I add State Bank of India Sunner Kalan as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0051547, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC SBIN0051547 the same for all accounts at Sunner Kalan branch?
Yes. The IFSC SBIN0051547 is shared by every account held at State Bank of India's Sunner Kalan branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using SBIN0051547 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Sunner Kalan reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sunner Kalan branch but serve different purposes.
Can I use IFSC SBIN0051547 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0051547 to send funds instantly.
What is the phone number of State Bank of India Sunner Kalan branch?
You can reach the branch at 1826-9779586367 during regular banking hours.
Is IFSC SBIN0051547 valid for NEFT and RTGS?
Yes. IFSC SBIN0051547 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of State Bank of India Sunner Kalan branch?
The IFSC code of State Bank of India, Sunner Kalan branch is SBIN0051547. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: SBIN0051547 is the IFSC code of State Bank of India, SUNNER KALAN branch, in PHILLAUR, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
