IFSC Code of State Bank of India, Vardhman Institute of Medical Sciences Campus Branch, Bihar

This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, VARDHMAN INSTITUTE OF MEDICAL SCIENCES CAMPUS branch in PAWAPURI. The 11-digit IFSC SBIN0018429 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the VARDHMAN INSTITUTE OF MEDICAL SCIENCES CAMPUS location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For State Bank of India's VARDHMAN INSTITUTE OF MEDICAL SCIENCES CAMPUS branch, the IFSC SBIN0018429 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 018429 identifies this particular branch.

Branch details at a glance

About the bank

State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vardhman Institute of Medical Sciences Campus branch in Pawapuri, Bihar is part of this network and uses the IFSC code SBIN0018429 for all electronic settlement.

About this branch

The branch is located at VARDHMAN INSTITUTE OF MEDICAL SCIENCES CAMPUS, PAWAPURI, DIST.NALANDA, BIHAR-803115. It serves the Pawapuri region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0018429 is used to identify this branch on the RBI payments network.

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VARDHMAN INSTITUTE OF MEDICAL SCIENCES CAMPUS of State Bank of India — its own 11-character IFSC. The code SBIN0018429 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0018429 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC SBIN0018429

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0018429 across all three.

How to use IFSC SBIN0018429 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's VARDHMAN INSTITUTE OF MEDICAL SCIENCES CAMPUS branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SBIN0018429.
4. Confirm the bank name auto-populates as State Bank of India and the branch as VARDHMAN INSTITUTE OF MEDICAL SCIENCES CAMPUS.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to VARDHMAN INSTITUTE OF MEDICAL SCIENCES CAMPUS

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's VARDHMAN INSTITUTE OF MEDICAL SCIENCES CAMPUS branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0018429 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India VARDHMAN INSTITUTE OF MEDICAL SCIENCES CAMPUS (IFSC SBIN0018429)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0018429 in your mobile or internet banking app, and the money is credited to the VARDHMAN INSTITUTE OF MEDICAL SCIENCES CAMPUS branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Vardhman Institute of Medical Sciences Campus

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0018429:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at VARDHMAN INSTITUTE OF MEDICAL SCIENCES CAMPUS is still linked to IFSC SBIN0018429.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SBIN0018429

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – VARDHMAN INSTITUTE OF MEDICAL SCIENCES CAMPUS is still mapped to IFSC SBIN0018429. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0018429 and the beneficiary's account number to complete the transfer.

Account types you can open at the Vardhman Institute of Medical Sciences Campus branch

Once you have an account at State Bank of India – VARDHMAN INSTITUTE OF MEDICAL SCIENCES CAMPUS, the IFSC SBIN0018429 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Vardhman Institute of Medical Sciences Campus branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0018429

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0018429 and the account number together uniquely identify the Vardhman Institute of Medical Sciences Campus branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC SBIN0018429

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the VARDHMAN INSTITUTE OF MEDICAL SCIENCES CAMPUS branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0018429 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC SBIN0018429

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – VARDHMAN INSTITUTE OF MEDICAL SCIENCES CAMPUS, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SBIN0018429.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Vardhman Institute of Medical Sciences Campus branch

The branch is located at VARDHMAN INSTITUTE OF MEDICAL SCIENCES CAMPUS, PAWAPURI, DIST.NALANDA, BIHAR-803115, which puts it inside Pawapuri, the broader Nalanda district, and the state of Bihar. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Vardhman Institute of Medical Sciences Campus branch” — the verified location pin for IFSC SBIN0018429 should appear at the top of the results.
2. Confirm the branch is open by calling 9708695734 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0018429 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0018429 for State Bank of India – VARDHMAN INSTITUTE OF MEDICAL SCIENCES CAMPUS, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Vardhman Institute of Medical Sciences Campus are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0018429 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0018429 belongs to State Bank of India's VARDHMAN INSTITUTE OF MEDICAL SCIENCES CAMPUS branch, located at VARDHMAN INSTITUTE OF MEDICAL SCIENCES CAMPUS, PAWAPURI, DIST.NALANDA,… in PAWAPURI, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.