This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, NMCC PATNA branch in PATNA. The 11-digit IFSC SBIN0005331 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the NMCC PATNA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – NMCC PATNA is SBIN0005331. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005331 map to this branch in PATNA, BIHAR.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Nmcc Patna |
| IFSC Code | SBIN0005331 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NALANDA MEDICAL COLLEGE CAMPUS, PATNA, BIHAR, PIN - 800020 |
| City | Patna |
| District | Patna |
| State | Bihar |
| STD Code | 0 |
| Phone | 0 |
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Nmcc Patna branch — IFSC SBIN0005331 — extends the bank's services to customers in and around Patna, Bihar.
About the Nmcc Patna branch
The Nmcc Patna branch of State Bank of India is situated at NALANDA MEDICAL COLLEGE CAMPUS, PATNA, BIHAR, PIN - 800020. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0005331 is used.
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NMCC PATNA of State Bank of India — its own 11-character IFSC. The code SBIN0005331 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0005331 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC SBIN0005331
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0005331 across all three.
How to use IFSC SBIN0005331 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's NMCC PATNA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0005331.
- Confirm the bank name auto-populates as State Bank of India and the branch as NMCC PATNA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SBIN0005331
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – NMCC PATNA, ensure your bank's portal accepts IFSC SBIN0005331 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – NMCC PATNA, use IMPS. With IFSC SBIN0005331 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Nmcc Patna
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0005331:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at NMCC PATNA is still linked to IFSC SBIN0005331.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC SBIN0005331
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – NMCC PATNA is still mapped to IFSC SBIN0005331. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0005331 and the beneficiary's account number to complete the transfer.
Account types you can open at the Nmcc Patna branch
Once you have an account at State Bank of India – NMCC PATNA, the IFSC SBIN0005331 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Nmcc Patna branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0005331
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0005331 and the account number together uniquely identify the Nmcc Patna branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Nmcc Patna branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0005331 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC SBIN0005331
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – NMCC PATNA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0005331. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Nmcc Patna branch
The branch is located at NALANDA MEDICAL COLLEGE CAMPUS, PATNA, BIHAR, PIN - 800020, which puts it inside Patna, the broader Patna district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Nmcc Patna branch” — the verified location pin for IFSC SBIN0005331 should appear at the top of the results.
- Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0005331 and your account number.
Verifying IFSC SBIN0005331 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0005331 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nmcc Patna branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0005331, however, work 24x7.
Branch address & contact
State Bank of IndiaNmcc Patna Branch
NALANDA MEDICAL COLLEGE CAMPUS, PATNA, BIHAR, PIN - 800020
Patna, Bihar
Phone: 0
IFSC: SBIN0005331
Frequently asked questions
Is IFSC SBIN0005331 valid for NEFT and RTGS?
Yes. IFSC SBIN0005331 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add State Bank of India Nmcc Patna as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0005331, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of State Bank of India Nmcc Patna branch?
The IFSC code of State Bank of India, Nmcc Patna branch is SBIN0005331. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is State Bank of India Nmcc Patna branch located?
State Bank of India's Nmcc Patna branch is located at NALANDA MEDICAL COLLEGE CAMPUS, PATNA, BIHAR, PIN - 800020, Patna, Bihar.
How quickly will an NEFT transfer using SBIN0005331 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Nmcc Patna reflect within 30 minutes.
Is IFSC SBIN0005331 the same for all accounts at Nmcc Patna branch?
Yes. The IFSC SBIN0005331 is shared by every account held at State Bank of India's Nmcc Patna branch. Only the account number changes from customer to customer.
Can I use IFSC SBIN0005331 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0005331 to send funds instantly.
Final notes
To recap: SBIN0005331 is the IFSC code of State Bank of India, NMCC PATNA branch, in PATNA, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
