IFSC Code of State Bank of India, Global NRI Centre Patiala Branch, Punjab

This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, GLOBAL NRI CENTRE PATIALA branch in PATIALA. The 11-digit IFSC SBIN0064516 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the GLOBAL NRI CENTRE PATIALA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For State Bank of India's GLOBAL NRI CENTRE PATIALA branch, the IFSC SBIN0064516 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 064516 identifies this particular branch.

About State Bank of India

State Bank of India operates a wide network of branches across India, including the Global NRI Centre Patiala branch in Patiala. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0064516.

Branch details at a glance

About this branch

The branch is located at PRAGATI BHAWAN,URBAN ESTATE MODEL TOWN,PHASE 3,PATIALA,PUNJAB,147002. It serves the Patiala region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0064516 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's GLOBAL NRI CENTRE PATIALA branch came to be assigned the code SBIN0064516.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0064516, money simply cannot be routed to the GLOBAL NRI CENTRE PATIALA branch electronically.

Account types you can open at the Global NRI Centre Patiala branch

Once you have an account at State Bank of India – GLOBAL NRI CENTRE PATIALA, the IFSC SBIN0064516 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Global NRI Centre Patiala branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2200-8872400613.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0064516

How to transfer money using IFSC SBIN0064516

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0064516 across all three.

How to use IFSC SBIN0064516 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's GLOBAL NRI CENTRE PATIALA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SBIN0064516.
4. Confirm the bank name auto-populates as State Bank of India and the branch as GLOBAL NRI CENTRE PATIALA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to GLOBAL NRI CENTRE PATIALA

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's GLOBAL NRI CENTRE PATIALA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0064516 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to State Bank of India – GLOBAL NRI CENTRE PATIALA, use IMPS. With IFSC SBIN0064516 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0064516 for State Bank of India – GLOBAL NRI CENTRE PATIALA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Global NRI Centre Patiala branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SBIN0064516

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – GLOBAL NRI CENTRE PATIALA is still mapped to IFSC SBIN0064516. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0064516 and the beneficiary's account number to complete the transfer.

Online banking and IFSC SBIN0064516

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the GLOBAL NRI CENTRE PATIALA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0064516 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Global NRI Centre Patiala branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0064516 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – GLOBAL NRI CENTRE PATIALA:

• The IFSC is exactly SBIN0064516 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and GLOBAL NRI CENTRE PATIALA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Global NRI Centre Patiala branch sits at PRAGATI BHAWAN,URBAN ESTATE MODEL TOWN,PHASE 3,PATIALA,PUNJAB,147002. If you are travelling from outside Patiala, search for the branch on a maps application using the bank name and locality, or call 2200-8872400613 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0064516 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0064516 for State Bank of India – GLOBAL NRI CENTRE PATIALA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Global NRI Centre Patiala are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0064516 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: SBIN0064516 is the IFSC code of State Bank of India, GLOBAL NRI CENTRE PATIALA branch, in PATIALA, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.