IFSC Code of State Bank of India, Airawat Shopping Complex, Patiala Cantt Branch, Punjab

This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, AIRAWAT SHOPPING COMPLEX, PATIALA CANTT branch in PATIALA. The 11-digit IFSC SBIN0016508 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the AIRAWAT SHOPPING COMPLEX, PATIALA CANTT location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – AIRAWAT SHOPPING COMPLEX, PATIALA CANTT is SBIN0016508. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 016508 map to this branch in PATIALA, PUNJAB.

Branch details at a glance

About State Bank of India

State Bank of India operates a wide network of branches across India, including the Airawat Shopping Complex, Patiala Cantt branch in Patiala. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0016508.

About this branch

The branch is located at AIRAWAT SH OPPING COMPLEX, PATIALA CANTT, DIST. PATIALA, PUNJAB 147001. It serves the Patiala region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0016508 is used to identify this branch on the RBI payments network.

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AIRAWAT SHOPPING COMPLEX, PATIALA CANTT of State Bank of India — its own 11-character IFSC. The code SBIN0016508 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0016508 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC SBIN0016508

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0016508 across all three.

How to use IFSC SBIN0016508 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's AIRAWAT SHOPPING COMPLEX, PATIALA CANTT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SBIN0016508.
4. Confirm the bank name auto-populates as State Bank of India and the branch as AIRAWAT SHOPPING COMPLEX, PATIALA CANTT.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC SBIN0016508

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – AIRAWAT SHOPPING COMPLEX, PATIALA CANTT, ensure your bank's portal accepts IFSC SBIN0016508 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to State Bank of India – AIRAWAT SHOPPING COMPLEX, PATIALA CANTT, use IMPS. With IFSC SBIN0016508 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0016508 for State Bank of India – AIRAWAT SHOPPING COMPLEX, PATIALA CANTT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Airawat Shopping Complex, Patiala Cantt branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's AIRAWAT SHOPPING COMPLEX, PATIALA CANTT branch, the IFSC SBIN0016508 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Airawat Shopping Complex, Patiala Cantt branch is mapped to IFSC SBIN0016508 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0016508.

Products and services

Customers walking into the Airawat Shopping Complex, Patiala Cantt branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0016508

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0016508 and the account number together uniquely identify the Airawat Shopping Complex, Patiala Cantt branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC SBIN0016508

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the AIRAWAT SHOPPING COMPLEX, PATIALA CANTT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0016508 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – AIRAWAT SHOPPING COMPLEX, PATIALA CANTT:

• The IFSC is exactly SBIN0016508 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and AIRAWAT SHOPPING COMPLEX, PATIALA CANTT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Airawat Shopping Complex, Patiala Cantt branch

The branch is located at AIRAWAT SH OPPING COMPLEX, PATIALA CANTT, DIST. PATIALA, PUNJAB 147001, which puts it inside Patiala, the broader Patiala district, and the state of Punjab. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Airawat Shopping Complex, Patiala Cantt branch” — the verified location pin for IFSC SBIN0016508 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0016508 and your account number.

Verifying IFSC SBIN0016508 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0016508 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Airawat Shopping Complex, Patiala Cantt branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0016508, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0016508 belongs to State Bank of India's AIRAWAT SHOPPING COMPLEX, PATIALA CANTT branch, located at AIRAWAT SH OPPING COMPLEX, PATIALA CANTT, DIST. PATIALA, PUNJAB 147001 in PATIALA, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.