Use this page as a one-stop reference for everything related to State Bank of India's PATHARDI branch in PATHARDI, MAHARASHTRA. The branch's IFSC code SBIN0001307 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – PATHARDI is SBIN0001307. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001307 map to this branch in PATHARDI, MAHARASHTRA.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Pathardi |
| IFSC Code | SBIN0001307 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AHMEDANAGAR ROAD |
| City | Pathardi |
| District | Ahmednagar |
| State | Maharashtra |
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Pathardi branch in Pathardi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0001307.
About the Pathardi branch
The Pathardi branch of State Bank of India is situated at AHMEDANAGAR ROAD. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0001307 is used.
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PATHARDI of State Bank of India — its own 11-character IFSC. The code SBIN0001307 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0001307 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC SBIN0001307
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0001307 across all three.
NEFT to State Bank of India, PATHARDI using IFSC SBIN0001307
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0001307, and confirm that the system picks up State Bank of India – PATHARDI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PATHARDI
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's PATHARDI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0001307 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India PATHARDI (IFSC SBIN0001307)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0001307 in your mobile or internet banking app, and the money is credited to the PATHARDI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0001307 for State Bank of India – PATHARDI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0001307 | Yes – SBIN0001307 | Yes – SBIN0001307 |
For most retail customers crediting the Pathardi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's PATHARDI branch, the IFSC SBIN0001307 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Pathardi branch is mapped to IFSC SBIN0001307 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0001307.
Products and services
Customers walking into the Pathardi branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0001307
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0001307 and the account number together uniquely identify the Pathardi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC SBIN0001307
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the PATHARDI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0001307 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – PATHARDI:
- The IFSC is exactly SBIN0001307 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and PATHARDI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Pathardi branch sits at AHMEDANAGAR ROAD. If you are travelling from outside Pathardi, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0001307 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0001307 for State Bank of India – PATHARDI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Pathardi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0001307 continue to work without interruption.
Branch address & contact
State Bank of IndiaPathardi Branch
AHMEDANAGAR ROAD
Pathardi, Maharashtra
Phone: the branch contact number
IFSC: SBIN0001307
Frequently asked questions
Is IFSC SBIN0001307 valid for NEFT and RTGS?
Yes. IFSC SBIN0001307 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of State Bank of India Pathardi branch?
You can reach the branch at the branch contact number during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pathardi branch but serve different purposes.
Is IFSC SBIN0001307 the same for all accounts at Pathardi branch?
Yes. The IFSC SBIN0001307 is shared by every account held at State Bank of India's Pathardi branch. Only the account number changes from customer to customer.
How do I add State Bank of India Pathardi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0001307, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using SBIN0001307 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Pathardi reflect within 30 minutes.
Final notes
To recap: SBIN0001307 is the IFSC code of State Bank of India, PATHARDI branch, in PATHARDI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
