Use this page as a one-stop reference for everything related to State Bank of India's HARIPUR branch in PANDAVESWAR, WEST BENGAL. The branch's IFSC code SBIN0018608 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For State Bank of India's HARIPUR branch, the IFSC SBIN0018608 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 018608 identifies this particular branch.
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Haripur branch — IFSC SBIN0018608 — extends the bank's services to customers in and around Pandaveswar, West Bengal.
Haripur branch overview
Located at VILLAGE AND POST-HARIPUR, DIST.BURDWAN, WB-713378, the Haripur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0018608 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Haripur |
| IFSC Code | SBIN0018608 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE AND POST-HARIPUR, DIST.BURDWAN, WB-713378 |
| City | Pandaveswar |
| District | Burdwan |
| State | West Bengal |
| Phone | 9831854204 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's HARIPUR branch came to be assigned the code SBIN0018608.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0018608, money simply cannot be routed to the HARIPUR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0018608 and the account number together uniquely identify the Haripur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC SBIN0018608
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0018608 across all three.
NEFT to State Bank of India, HARIPUR using IFSC SBIN0018608
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0018608, and confirm that the system picks up State Bank of India – HARIPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to HARIPUR
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's HARIPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0018608 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India HARIPUR (IFSC SBIN0018608)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0018608 in your mobile or internet banking app, and the money is credited to the HARIPUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Haripur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0018608:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at HARIPUR is still linked to IFSC SBIN0018608.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's HARIPUR branch, the IFSC SBIN0018608 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Haripur branch is mapped to IFSC SBIN0018608 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0018608.
Banking services available
The Haripur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9831854204.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0018608
Digital banking channels
Most day-to-day work that customers used to do at the Haripur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0018608 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Haripur branch
The branch is located at VILLAGE AND POST-HARIPUR, DIST.BURDWAN, WB-713378, which puts it inside Pandaveswar, the broader Burdwan district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Haripur branch” — the verified location pin for IFSC SBIN0018608 should appear at the top of the results.
- Confirm the branch is open by calling 9831854204 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0018608 and your account number.
Common mistakes to avoid when using IFSC SBIN0018608
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – HARIPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0018608. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Haripur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0018608, however, work 24x7.
Verifying IFSC SBIN0018608 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0018608 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9831854204.
- Visiting the bank's official branch locator page.
Branch address & contact
State Bank of IndiaHaripur Branch
VILLAGE AND POST-HARIPUR, DIST.BURDWAN, WB-713378
Pandaveswar, West Bengal
Phone: 9831854204
IFSC: SBIN0018608
Frequently asked questions
How do I add State Bank of India Haripur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0018608, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Haripur branch but serve different purposes.
Is IFSC SBIN0018608 the same for all accounts at Haripur branch?
Yes. The IFSC SBIN0018608 is shared by every account held at State Bank of India's Haripur branch. Only the account number changes from customer to customer.
Where is State Bank of India Haripur branch located?
State Bank of India's Haripur branch is located at VILLAGE AND POST-HARIPUR, DIST.BURDWAN, WB-713378, Pandaveswar, West Bengal.
What is the phone number of State Bank of India Haripur branch?
You can reach the branch at 9831854204 during regular banking hours.
Can I use IFSC SBIN0018608 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0018608 to send funds instantly.
Final notes
To recap: SBIN0018608 is the IFSC code of State Bank of India, HARIPUR branch, in PANDAVESWAR, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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