This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, PALSANDA branch in PALSANDA. The 11-digit IFSC SBIN0014042 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the PALSANDA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For State Bank of India's PALSANDA branch, the IFSC SBIN0014042 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 014042 identifies this particular branch.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Palsanda |
| IFSC Code | SBIN0014042 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ATPO PALSANDA,PS NABAGRAM, DISTT.MURSHIDSABAD.WEST BENGAL 742238 |
| City | Palsanda |
| District | Murshidabad |
| State | West Bengal |
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Palsanda branch in Palsanda, West Bengal is part of this network and uses the IFSC code SBIN0014042 for all electronic settlement.
About this branch
The branch is located at ATPO PALSANDA,PS NABAGRAM, DISTT.MURSHIDSABAD.WEST BENGAL 742238. It serves the Palsanda region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0014042 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's PALSANDA branch came to be assigned the code SBIN0014042.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0014042, money simply cannot be routed to the PALSANDA branch electronically.
How to transfer money using IFSC SBIN0014042
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0014042 across all three.
NEFT to State Bank of India, PALSANDA using IFSC SBIN0014042
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0014042, and confirm that the system picks up State Bank of India – PALSANDA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PALSANDA
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's PALSANDA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0014042 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – PALSANDA, use IMPS. With IFSC SBIN0014042 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0014042 for State Bank of India – PALSANDA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0014042 | Yes – SBIN0014042 | Yes – SBIN0014042 |
For most retail customers crediting the Palsanda branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0014042
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – PALSANDA is still mapped to IFSC SBIN0014042. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0014042 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Palsanda branch is mapped to IFSC SBIN0014042 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0014042.
Products and services
Customers walking into the Palsanda branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0014042
MICR & cheque-truncation details
Cheques drawn on the Palsanda branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0014042 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Palsanda branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0014042 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC SBIN0014042
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – PALSANDA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0014042. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Palsanda branch
The branch is located at ATPO PALSANDA,PS NABAGRAM, DISTT.MURSHIDSABAD.WEST BENGAL 742238, which puts it inside Palsanda, the broader Murshidabad district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Palsanda branch” — the verified location pin for IFSC SBIN0014042 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0014042 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0014042 for State Bank of India – PALSANDA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Palsanda branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0014042, however, work 24x7.
Branch address & contact
State Bank of IndiaPalsanda Branch
ATPO PALSANDA,PS NABAGRAM, DISTT.MURSHIDSABAD.WEST BENGAL 742238
Palsanda, West Bengal
Phone: the branch contact number
IFSC: SBIN0014042
Frequently asked questions
How do I add State Bank of India Palsanda as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0014042, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC SBIN0014042 valid for NEFT and RTGS?
Yes. IFSC SBIN0014042 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of State Bank of India Palsanda branch?
You can reach the branch at the branch contact number during regular banking hours.
How quickly will an NEFT transfer using SBIN0014042 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Palsanda reflect within 30 minutes.
What is the IFSC code of State Bank of India Palsanda branch?
The IFSC code of State Bank of India, Palsanda branch is SBIN0014042. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC SBIN0014042 the same for all accounts at Palsanda branch?
Yes. The IFSC SBIN0014042 is shared by every account held at State Bank of India's Palsanda branch. Only the account number changes from customer to customer.
Final notes
To recap: SBIN0014042 is the IFSC code of State Bank of India, PALSANDA branch, in PALSANDA, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
