This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, PATHIRIPALA branch in PALAKKAD. The 11-digit IFSC SBIN0070237 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the PATHIRIPALA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0070237 is the IFSC of State Bank of India's PATHIRIPALA branch. The format is fixed: SBIN = bank code, 0 = reserved, 070237 = branch identifier.
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Pathiripala branch in Palakkad, Kerala is part of this network and uses the IFSC code SBIN0070237 for all electronic settlement.
About the Pathiripala branch
The Pathiripala branch of State Bank of India is situated at KALPATHARUBUILDING,NAGARIPURAMPO,MANNURVIA678642PATHIRIPALAATSBTCOIN. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0070237 is used.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Pathiripala |
| IFSC Code | SBIN0070237 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KALPATHARUBUILDING,NAGARIPURAMPO,MANNURVIA678642PATHIRIPALAATSBTCOIN |
| City | Palakkad |
| District | Palakkad |
| State | Kerala |
| STD Code | 491 |
| Phone | 2872226 |
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PATHIRIPALA of State Bank of India — its own 11-character IFSC. The code SBIN0070237 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0070237 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Pathiripala branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0070237 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC SBIN0070237
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0070237 across all three.
NEFT to State Bank of India, PATHIRIPALA using IFSC SBIN0070237
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0070237, and confirm that the system picks up State Bank of India – PATHIRIPALA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PATHIRIPALA
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's PATHIRIPALA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0070237 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – PATHIRIPALA, use IMPS. With IFSC SBIN0070237 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Pathiripala
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0070237:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PATHIRIPALA is still linked to IFSC SBIN0070237.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's PATHIRIPALA branch, the IFSC SBIN0070237 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Pathiripala branch is mapped to IFSC SBIN0070237 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0070237.
Banking services available
The Pathiripala branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 491-2872226.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0070237
Digital banking channels
Most day-to-day work that customers used to do at the Pathiripala branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0070237 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Pathiripala branch
The branch is located at KALPATHARUBUILDING,NAGARIPURAMPO,MANNURVIA678642PATHIRIPALAATSBTCOIN, which puts it inside Palakkad, the broader Palakkad district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Pathiripala branch” — the verified location pin for IFSC SBIN0070237 should appear at the top of the results.
- Confirm the branch is open by calling 491-2872226 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0070237 and your account number.
Common mistakes to avoid when using IFSC SBIN0070237
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – PATHIRIPALA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0070237. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Pathiripala are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0070237 continue to work without interruption.
Verifying IFSC SBIN0070237 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0070237 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 491-2872226.
- Visiting the bank's official branch locator page.
Branch address & contact
State Bank of IndiaPathiripala Branch
KALPATHARUBUILDING,NAGARIPURAMPO,MANNURVIA678642PATHIRIPALAATSBTCOIN
Palakkad, Kerala
Phone: 491-2872226
IFSC: SBIN0070237
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pathiripala branch but serve different purposes.
Does State Bank of India Pathiripala branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 491-2872226 to confirm.
Where is State Bank of India Pathiripala branch located?
State Bank of India's Pathiripala branch is located at KALPATHARUBUILDING,NAGARIPURAMPO,MANNURVIA678642PATHIRIPALAATSBTCOIN, Palakkad, Kerala.
How quickly will an NEFT transfer using SBIN0070237 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Pathiripala reflect within 30 minutes.
Can I use IFSC SBIN0070237 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0070237 to send funds instantly.
Is IFSC SBIN0070237 valid for NEFT and RTGS?
Yes. IFSC SBIN0070237 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of State Bank of India Pathiripala branch?
The IFSC code of State Bank of India, Pathiripala branch is SBIN0070237. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add State Bank of India Pathiripala as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0070237, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code SBIN0070237 belongs to State Bank of India's PATHIRIPALA branch, located at KALPATHARUBUILDING,NAGARIPURAMPO,MANNURVIA678642PATHIRIPALAATSBTCOIN in PALAKKAD, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
