IFSC Code of State Bank of India, Kurnool Road Branch, Ongole Branch, Andhra Pradesh

Below are the complete branch details for State Bank of India, KURNOOL ROAD BRANCH, ONGOLE branch, located in ONGOLE, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0012919. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0012919 for State Bank of India – KURNOOL ROAD BRANCH, ONGOLE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – KURNOOL ROAD BRANCH, ONGOLE is SBIN0012919. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 012919 map to this branch in ONGOLE, ANDHRA PRADESH.

Branch details at a glance

About the bank

State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kurnool Road Branch, Ongole branch in Ongole, Andhra Pradesh is part of this network and uses the IFSC code SBIN0012919 for all electronic settlement.

About the Kurnool Road Branch, Ongole branch

The Kurnool Road Branch, Ongole branch of State Bank of India is situated at USHODAYA COMMERCIAL COMPLEX,DNO6 BY 211,KURNOOL ROAD,ONGOLE,DTPRAKASAM, AP. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0012919 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's KURNOOL ROAD BRANCH, ONGOLE branch came to be assigned the code SBIN0012919.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0012919, money simply cannot be routed to the KURNOOL ROAD BRANCH, ONGOLE branch electronically.

How to transfer money using IFSC SBIN0012919

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0012919 across all three.

How to use IFSC SBIN0012919 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's KURNOOL ROAD BRANCH, ONGOLE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SBIN0012919.
4. Confirm the bank name auto-populates as State Bank of India and the branch as KURNOOL ROAD BRANCH, ONGOLE.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC SBIN0012919

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – KURNOOL ROAD BRANCH, ONGOLE, ensure your bank's portal accepts IFSC SBIN0012919 while registering the beneficiary. RTGS is also available 24x7.

IMPS to State Bank of India KURNOOL ROAD BRANCH, ONGOLE (IFSC SBIN0012919)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0012919 in your mobile or internet banking app, and the money is credited to the KURNOOL ROAD BRANCH, ONGOLE branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kurnool Road Branch, Ongole

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0012919:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KURNOOL ROAD BRANCH, ONGOLE is still linked to IFSC SBIN0012919.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's KURNOOL ROAD BRANCH, ONGOLE branch, the IFSC SBIN0012919 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Kurnool Road Branch, Ongole branch is mapped to IFSC SBIN0012919 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0012919.

Banking services available

The Kurnool Road Branch, Ongole branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0012919

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0012919 and the account number together uniquely identify the Kurnool Road Branch, Ongole branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Kurnool Road Branch, Ongole branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0012919 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – KURNOOL ROAD BRANCH, ONGOLE:

• The IFSC is exactly SBIN0012919 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and KURNOOL ROAD BRANCH, ONGOLE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Kurnool Road Branch, Ongole branch

The branch is located at USHODAYA COMMERCIAL COMPLEX,DNO6 BY 211,KURNOOL ROAD,ONGOLE,DTPRAKASAM, AP, which puts it inside Ongole, the broader Prakasam district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Kurnool Road Branch, Ongole branch” — the verified location pin for IFSC SBIN0012919 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0012919 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0012919 for State Bank of India – KURNOOL ROAD BRANCH, ONGOLE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Kurnool Road Branch, Ongole are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0012919 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0012919 belongs to State Bank of India's KURNOOL ROAD BRANCH, ONGOLE branch, located at USHODAYA COMMERCIAL COMPLEX,DNO6 BY 211,KURNOOL ROAD,ONGOLE,DTPRAKASAM, AP in ONGOLE, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.