IFSC Code of State Bank of India, Sector-Forty Four,Noida Branch, Uttar Pradesh

If you are searching for the IFSC code of State Bank of India, SECTOR-FORTY FOUR,NOIDA branch in NOIDA, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is SBIN0063997. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SECTOR-FORTY FOUR,NOIDA branch, and detailed step-by-step guides for using the IFSC SBIN0063997 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SBIN0063997 is the IFSC of State Bank of India's SECTOR-FORTY FOUR,NOIDA branch. The format is fixed: SBIN = bank code, 0 = reserved, 063997 = branch identifier.

Branch details at a glance

Bank profile

State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Sector-Forty Four,Noida branch — IFSC SBIN0063997 — extends the bank's services to customers in and around Noida, Uttar Pradesh.

About the Sector-Forty Four,Noida branch

The Sector-Forty Four,Noida branch of State Bank of India is situated at SECTOR-44,NOIDA B-132,SECTOR-44,NOIDA,PIN CODE 201303. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0063997 is used.

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SECTOR-FORTY FOUR,NOIDA of State Bank of India — its own 11-character IFSC. The code SBIN0063997 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0063997 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC SBIN0063997

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0063997 across all three.

NEFT to State Bank of India, SECTOR-FORTY FOUR,NOIDA using IFSC SBIN0063997

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0063997, and confirm that the system picks up State Bank of India – SECTOR-FORTY FOUR,NOIDA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SECTOR-FORTY FOUR,NOIDA

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's SECTOR-FORTY FOUR,NOIDA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0063997 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India SECTOR-FORTY FOUR,NOIDA (IFSC SBIN0063997)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0063997 in your mobile or internet banking app, and the money is credited to the SECTOR-FORTY FOUR,NOIDA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Sector-Forty Four,Noida

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0063997:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SECTOR-FORTY FOUR,NOIDA is still linked to IFSC SBIN0063997.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SBIN0063997

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – SECTOR-FORTY FOUR,NOIDA is still mapped to IFSC SBIN0063997. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0063997 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Sector-Forty Four,Noida branch is mapped to IFSC SBIN0063997 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0063997.

Products and services

Customers walking into the Sector-Forty Four,Noida branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0063997

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0063997 and the account number together uniquely identify the Sector-Forty Four,Noida branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Sector-Forty Four,Noida branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0063997 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – SECTOR-FORTY FOUR,NOIDA:

• The IFSC is exactly SBIN0063997 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and SECTOR-FORTY FOUR,NOIDA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Sector-Forty Four,Noida branch

The branch is located at SECTOR-44,NOIDA B-132,SECTOR-44,NOIDA,PIN CODE 201303, which puts it inside Noida, the broader Noida district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Sector-Forty Four,Noida branch” — the verified location pin for IFSC SBIN0063997 should appear at the top of the results.
2. Confirm the branch is open by calling 9720087117 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0063997 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0063997 for State Bank of India – SECTOR-FORTY FOUR,NOIDA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Sector-Forty Four,Noida are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0063997 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0063997 belongs to State Bank of India's SECTOR-FORTY FOUR,NOIDA branch, located at SECTOR-44,NOIDA B-132,SECTOR-44,NOIDA,PIN CODE 201303 in NOIDA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.