If you are searching for the IFSC code of State Bank of India, NARGOL branch in NARGOL, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is SBIN0014995. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NARGOL branch, and detailed step-by-step guides for using the IFSC SBIN0014995 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – NARGOL is SBIN0014995. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 014995 map to this branch in NARGOL, GUJARAT.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Nargol |
| IFSC Code | SBIN0014995 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL NARGOL,TA UMBERGAON,DIST VALSAD 396135 |
| City | Nargol |
| District | Valsad |
| State | Gujarat |
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Nargol branch in Nargol. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0014995.
About the Nargol branch
The Nargol branch of State Bank of India is situated at VILL NARGOL,TA UMBERGAON,DIST VALSAD 396135. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0014995 is used.
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NARGOL of State Bank of India — its own 11-character IFSC. The code SBIN0014995 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0014995 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC SBIN0014995
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0014995 across all three.
NEFT to State Bank of India, NARGOL using IFSC SBIN0014995
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0014995, and confirm that the system picks up State Bank of India – NARGOL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SBIN0014995
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – NARGOL, ensure your bank's portal accepts IFSC SBIN0014995 while registering the beneficiary. RTGS is also available 24x7.
IMPS to State Bank of India NARGOL (IFSC SBIN0014995)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0014995 in your mobile or internet banking app, and the money is credited to the NARGOL branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Nargol
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0014995:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at NARGOL is still linked to IFSC SBIN0014995.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's NARGOL branch, the IFSC SBIN0014995 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Nargol branch
Once you have an account at State Bank of India – NARGOL, the IFSC SBIN0014995 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Nargol branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0014995
MICR & cheque-truncation details
Cheques drawn on the Nargol branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0014995 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC SBIN0014995
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the NARGOL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0014995 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – NARGOL:
- The IFSC is exactly SBIN0014995 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and NARGOL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Nargol branch
The branch is located at VILL NARGOL,TA UMBERGAON,DIST VALSAD 396135, which puts it inside Nargol, the broader Valsad district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Nargol branch” — the verified location pin for IFSC SBIN0014995 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0014995 and your account number.
Verifying IFSC SBIN0014995 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0014995 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nargol branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0014995, however, work 24x7.
Branch address & contact
State Bank of IndiaNargol Branch
VILL NARGOL,TA UMBERGAON,DIST VALSAD 396135
Nargol, Gujarat
Phone: the branch contact number
IFSC: SBIN0014995
Frequently asked questions
What is the phone number of State Bank of India Nargol branch?
You can reach the branch at the branch contact number during regular banking hours.
How quickly will an NEFT transfer using SBIN0014995 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Nargol reflect within 30 minutes.
Where is State Bank of India Nargol branch located?
State Bank of India's Nargol branch is located at VILL NARGOL,TA UMBERGAON,DIST VALSAD 396135, Nargol, Gujarat.
Can I use IFSC SBIN0014995 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0014995 to send funds instantly.
Is IFSC SBIN0014995 the same for all accounts at Nargol branch?
Yes. The IFSC SBIN0014995 is shared by every account held at State Bank of India's Nargol branch. Only the account number changes from customer to customer.
How do I add State Bank of India Nargol as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0014995, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nargol branch but serve different purposes.
Is IFSC SBIN0014995 valid for NEFT and RTGS?
Yes. IFSC SBIN0014995 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code SBIN0014995 belongs to State Bank of India's NARGOL branch, located at VILL NARGOL,TA UMBERGAON,DIST VALSAD 396135 in NARGOL, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
