This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, SMECCC NARAINA branch in NARAINA. The 11-digit IFSC SBIN0015711 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the SMECCC NARAINA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0015711 is the IFSC of State Bank of India's SMECCC NARAINA branch. The format is fixed: SBIN = bank code, 0 = reserved, 015711 = branch identifier.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Smeccc Naraina |
| IFSC Code | SBIN0015711 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NARAINA INDUSTRIAL AREA,NARAINAN, NEW DELHI 110028 |
| City | Naraina |
| District | Delhi |
| State | Delhi |
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Smeccc Naraina branch in Naraina, Delhi is part of this network and uses the IFSC code SBIN0015711 for all electronic settlement.
About the Smeccc Naraina branch
The Smeccc Naraina branch of State Bank of India is situated at NARAINA INDUSTRIAL AREA,NARAINAN, NEW DELHI 110028. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0015711 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's SMECCC NARAINA branch came to be assigned the code SBIN0015711.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0015711, money simply cannot be routed to the SMECCC NARAINA branch electronically.
How to transfer money using IFSC SBIN0015711
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0015711 across all three.
How to use IFSC SBIN0015711 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's SMECCC NARAINA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0015711.
- Confirm the bank name auto-populates as State Bank of India and the branch as SMECCC NARAINA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SBIN0015711
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – SMECCC NARAINA, ensure your bank's portal accepts IFSC SBIN0015711 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – SMECCC NARAINA, use IMPS. With IFSC SBIN0015711 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Smeccc Naraina
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0015711:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SMECCC NARAINA is still linked to IFSC SBIN0015711.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC SBIN0015711
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – SMECCC NARAINA is still mapped to IFSC SBIN0015711. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0015711 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Smeccc Naraina branch is mapped to IFSC SBIN0015711 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0015711.
Products and services
Customers walking into the Smeccc Naraina branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0015711
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0015711 and the account number together uniquely identify the Smeccc Naraina branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Smeccc Naraina branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0015711 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – SMECCC NARAINA:
- The IFSC is exactly SBIN0015711 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and SMECCC NARAINA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Smeccc Naraina branch sits at NARAINA INDUSTRIAL AREA,NARAINAN, NEW DELHI 110028. If you are travelling from outside Naraina, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0015711 and your account number.
Verifying IFSC SBIN0015711 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0015711 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Smeccc Naraina are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0015711 continue to work without interruption.
Branch address & contact
State Bank of IndiaSmeccc Naraina Branch
NARAINA INDUSTRIAL AREA,NARAINAN, NEW DELHI 110028
Naraina, Delhi
Phone: the branch contact number
IFSC: SBIN0015711
Frequently asked questions
Is IFSC SBIN0015711 valid for NEFT and RTGS?
Yes. IFSC SBIN0015711 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does State Bank of India Smeccc Naraina branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Where is State Bank of India Smeccc Naraina branch located?
State Bank of India's Smeccc Naraina branch is located at NARAINA INDUSTRIAL AREA,NARAINAN, NEW DELHI 110028, Naraina, Delhi.
What is the IFSC code of State Bank of India Smeccc Naraina branch?
The IFSC code of State Bank of India, Smeccc Naraina branch is SBIN0015711. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add State Bank of India Smeccc Naraina as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0015711, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC SBIN0015711 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0015711 to send funds instantly.
What is the phone number of State Bank of India Smeccc Naraina branch?
You can reach the branch at the branch contact number during regular banking hours.
Final notes
To recap: SBIN0015711 is the IFSC code of State Bank of India, SMECCC NARAINA branch, in NARAINA, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
