This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, SURYAPET ADB branch in NALGONDA. The 11-digit IFSC SBIN0020248 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the SURYAPET ADB location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0020248 is the IFSC of State Bank of India's SURYAPET ADB branch. The format is fixed: SBIN = bank code, 0 = reserved, 020248 = branch identifier.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Suryapet ADB |
| IFSC Code | SBIN0020248 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GD DS |
| City | Nalgonda |
| District | Nalgonda |
| State | Andhra Pradesh |
| STD Code | 8684 |
| Phone | 220171 |
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Suryapet ADB branch in Nalgonda, Andhra Pradesh is part of this network and uses the IFSC code SBIN0020248 for all electronic settlement.
About the Suryapet ADB branch
The Suryapet ADB branch of State Bank of India is situated at GD DS. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0020248 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's SURYAPET ADB branch came to be assigned the code SBIN0020248.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0020248, money simply cannot be routed to the SURYAPET ADB branch electronically.
How to transfer money using IFSC SBIN0020248
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0020248 across all three.
How to use IFSC SBIN0020248 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's SURYAPET ADB branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0020248.
- Confirm the bank name auto-populates as State Bank of India and the branch as SURYAPET ADB.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SBIN0020248
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – SURYAPET ADB, ensure your bank's portal accepts IFSC SBIN0020248 while registering the beneficiary. RTGS is also available 24x7.
IMPS to State Bank of India SURYAPET ADB (IFSC SBIN0020248)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0020248 in your mobile or internet banking app, and the money is credited to the SURYAPET ADB branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Suryapet ADB
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0020248:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SURYAPET ADB is still linked to IFSC SBIN0020248.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's SURYAPET ADB branch, the IFSC SBIN0020248 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Suryapet ADB branch is mapped to IFSC SBIN0020248 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0020248.
Banking services available
The Suryapet ADB branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8684-220171.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0020248
MICR & cheque-truncation details
Cheques drawn on the Suryapet ADB branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0020248 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Suryapet ADB branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0020248 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – SURYAPET ADB:
- The IFSC is exactly SBIN0020248 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and SURYAPET ADB as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Suryapet ADB branch
The branch is located at GD DS, which puts it inside Nalgonda, the broader Nalgonda district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Suryapet ADB branch” — the verified location pin for IFSC SBIN0020248 should appear at the top of the results.
- Confirm the branch is open by calling 8684-220171 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0020248 and your account number.
Verifying IFSC SBIN0020248 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0020248 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8684-220171.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Suryapet ADB are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0020248 continue to work without interruption.
Branch address & contact
State Bank of IndiaSuryapet ADB Branch
GD DS
Nalgonda, Andhra Pradesh
Phone: 8684-220171
IFSC: SBIN0020248
Frequently asked questions
What is the IFSC code of State Bank of India Suryapet ADB branch?
The IFSC code of State Bank of India, Suryapet ADB branch is SBIN0020248. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using SBIN0020248 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Suryapet ADB reflect within 30 minutes.
How do I add State Bank of India Suryapet ADB as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0020248, and complete OTP verification. Once activated, you can transfer funds at any time.
Does State Bank of India Suryapet ADB branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8684-220171 to confirm.
Is IFSC SBIN0020248 the same for all accounts at Suryapet ADB branch?
Yes. The IFSC SBIN0020248 is shared by every account held at State Bank of India's Suryapet ADB branch. Only the account number changes from customer to customer.
Where is State Bank of India Suryapet ADB branch located?
State Bank of India's Suryapet ADB branch is located at GD DS, Nalgonda, Andhra Pradesh.
Is IFSC SBIN0020248 valid for NEFT and RTGS?
Yes. IFSC SBIN0020248 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code SBIN0020248 belongs to State Bank of India's SURYAPET ADB branch, located at GD DS in NALGONDA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
