IFSC Code of State Bank of India, Racc Gandhi Chowk Nagaur Branch, Rajasthan

If you are searching for the IFSC code of State Bank of India, RACC GANDHI CHOWK NAGAUR branch in NAGAUR, RAJASTHAN, this page has every detail you need. The verified IFSC code for this branch is SBIN0062395. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RACC GANDHI CHOWK NAGAUR branch, and detailed step-by-step guides for using the IFSC SBIN0062395 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SBIN0062395 is the IFSC of State Bank of India's RACC GANDHI CHOWK NAGAUR branch. The format is fixed: SBIN = bank code, 0 = reserved, 062395 = branch identifier.

Bank profile

State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Racc Gandhi Chowk Nagaur branch — IFSC SBIN0062395 — extends the bank's services to customers in and around Nagaur, Rajasthan.

Branch details at a glance

About the Racc Gandhi Chowk Nagaur branch

The Racc Gandhi Chowk Nagaur branch of State Bank of India is situated at GANDHI CHOWK, NAGAUR, DIST NAGAUR, STATE RAJASTHAN. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0062395 is used.

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RACC GANDHI CHOWK NAGAUR of State Bank of India — its own 11-character IFSC. The code SBIN0062395 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0062395 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Racc Gandhi Chowk Nagaur branch is mapped to IFSC SBIN0062395 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0062395.

Products and services

Customers walking into the Racc Gandhi Chowk Nagaur branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0062395

How to transfer money using IFSC SBIN0062395

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0062395 across all three.

NEFT to State Bank of India, RACC GANDHI CHOWK NAGAUR using IFSC SBIN0062395

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0062395, and confirm that the system picks up State Bank of India – RACC GANDHI CHOWK NAGAUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to RACC GANDHI CHOWK NAGAUR

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's RACC GANDHI CHOWK NAGAUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0062395 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India RACC GANDHI CHOWK NAGAUR (IFSC SBIN0062395)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0062395 in your mobile or internet banking app, and the money is credited to the RACC GANDHI CHOWK NAGAUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Racc Gandhi Chowk Nagaur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0062395:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at RACC GANDHI CHOWK NAGAUR is still linked to IFSC SBIN0062395.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's RACC GANDHI CHOWK NAGAUR branch, the IFSC SBIN0062395 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC SBIN0062395

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the RACC GANDHI CHOWK NAGAUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0062395 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0062395 and the account number together uniquely identify the Racc Gandhi Chowk Nagaur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – RACC GANDHI CHOWK NAGAUR:

• The IFSC is exactly SBIN0062395 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and RACC GANDHI CHOWK NAGAUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Racc Gandhi Chowk Nagaur branch

The branch is located at GANDHI CHOWK, NAGAUR, DIST NAGAUR, STATE RAJASTHAN, which puts it inside Nagaur, the broader Nagaur district, and the state of Rajasthan. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Racc Gandhi Chowk Nagaur branch” — the verified location pin for IFSC SBIN0062395 should appear at the top of the results.
2. Confirm the branch is open by calling 9950999479 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0062395 and your account number.

Verifying IFSC SBIN0062395 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0062395 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9950999479.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Racc Gandhi Chowk Nagaur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0062395 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0062395 belongs to State Bank of India's RACC GANDHI CHOWK NAGAUR branch, located at GANDHI CHOWK, NAGAUR, DIST NAGAUR, STATE RAJASTHAN in NAGAUR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.