This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, GOSAIN KI BAZAR branch in MUZAFFARPUR. The 11-digit IFSC SBIN0011191 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the GOSAIN KI BAZAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0011191 is the IFSC of State Bank of India's GOSAIN KI BAZAR branch. The format is fixed: SBIN = bank code, 0 = reserved, 011191 = branch identifier.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Gosain Ki Bazar |
| IFSC Code | SBIN0011191 |
| MICR Code | Refer to cheque leaf |
| Branch Address | POMUZAFFARPUR,TEHSILLALGANJ,DISTTAZAMGARH,PIN 276302 |
| City | Muzaffarpur |
| District | Muzaffar Nagar |
| State | Uttar Pradesh |
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gosain Ki Bazar branch in Muzaffarpur, Uttar Pradesh is part of this network and uses the IFSC code SBIN0011191 for all electronic settlement.
About this branch
The branch is located at POMUZAFFARPUR,TEHSILLALGANJ,DISTTAZAMGARH,PIN 276302. It serves the Muzaffarpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0011191 is used to identify this branch on the RBI payments network.
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GOSAIN KI BAZAR of State Bank of India — its own 11-character IFSC. The code SBIN0011191 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0011191 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC SBIN0011191
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0011191 across all three.
NEFT to State Bank of India, GOSAIN KI BAZAR using IFSC SBIN0011191
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0011191, and confirm that the system picks up State Bank of India – GOSAIN KI BAZAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to GOSAIN KI BAZAR
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's GOSAIN KI BAZAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0011191 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – GOSAIN KI BAZAR, use IMPS. With IFSC SBIN0011191 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0011191 for State Bank of India – GOSAIN KI BAZAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0011191 | Yes – SBIN0011191 | Yes – SBIN0011191 |
For most retail customers crediting the Gosain Ki Bazar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0011191
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – GOSAIN KI BAZAR is still mapped to IFSC SBIN0011191. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0011191 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Gosain Ki Bazar branch is mapped to IFSC SBIN0011191 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0011191.
Products and services
Customers walking into the Gosain Ki Bazar branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0011191
MICR & cheque-truncation details
Cheques drawn on the Gosain Ki Bazar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0011191 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC SBIN0011191
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the GOSAIN KI BAZAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0011191 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC SBIN0011191
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – GOSAIN KI BAZAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0011191. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Gosain Ki Bazar branch sits at POMUZAFFARPUR,TEHSILLALGANJ,DISTTAZAMGARH,PIN 276302. If you are travelling from outside Muzaffarpur, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0011191 and your account number.
Verifying IFSC SBIN0011191 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0011191 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gosain Ki Bazar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0011191, however, work 24x7.
Branch address & contact
State Bank of IndiaGosain Ki Bazar Branch
POMUZAFFARPUR,TEHSILLALGANJ,DISTTAZAMGARH,PIN 276302
Muzaffarpur, Uttar Pradesh
Phone: the branch contact number
IFSC: SBIN0011191
Frequently asked questions
Where is State Bank of India Gosain Ki Bazar branch located?
State Bank of India's Gosain Ki Bazar branch is located at POMUZAFFARPUR,TEHSILLALGANJ,DISTTAZAMGARH,PIN 276302, Muzaffarpur, Uttar Pradesh.
What is the IFSC code of State Bank of India Gosain Ki Bazar branch?
The IFSC code of State Bank of India, Gosain Ki Bazar branch is SBIN0011191. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC SBIN0011191 the same for all accounts at Gosain Ki Bazar branch?
Yes. The IFSC SBIN0011191 is shared by every account held at State Bank of India's Gosain Ki Bazar branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gosain Ki Bazar branch but serve different purposes.
Is IFSC SBIN0011191 valid for NEFT and RTGS?
Yes. IFSC SBIN0011191 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add State Bank of India Gosain Ki Bazar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0011191, and complete OTP verification. Once activated, you can transfer funds at any time.
Does State Bank of India Gosain Ki Bazar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Can I use IFSC SBIN0011191 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0011191 to send funds instantly.
Final notes
To recap: SBIN0011191 is the IFSC code of State Bank of India, GOSAIN KI BAZAR branch, in MUZAFFARPUR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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