IFSC Code of State Bank of India, Specialised Securities Finance Branch Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, SPECIALISED SECURITIES FINANCE BRANCH branch in MUMBAI. The 11-digit IFSC SBIN0018225 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the SPECIALISED SECURITIES FINANCE BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SBIN0018225 is the IFSC of State Bank of India's SPECIALISED SECURITIES FINANCE BRANCH branch. The format is fixed: SBIN = bank code, 0 = reserved, 018225 = branch identifier.

About State Bank of India

State Bank of India operates a wide network of branches across India, including the Specialised Securities Finance Branch branch in Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0018225.

Branch details at a glance

About this branch

The branch is located at SHIVSAGARESTATEDEVICHANDHOUSEDRANNIEBASANTROADWORLIMUMBAIDISTTMUMBAIMAHARASHRA400018. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0018225 is used to identify this branch on the RBI payments network.

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SPECIALISED SECURITIES FINANCE BRANCH of State Bank of India — its own 11-character IFSC. The code SBIN0018225 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0018225 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Specialised Securities Finance Branch branch is mapped to IFSC SBIN0018225 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0018225.

Products and services

Customers walking into the Specialised Securities Finance Branch branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0018225

How to transfer money using IFSC SBIN0018225

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0018225 across all three.

NEFT to State Bank of India, SPECIALISED SECURITIES FINANCE BRANCH using IFSC SBIN0018225

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0018225, and confirm that the system picks up State Bank of India – SPECIALISED SECURITIES FINANCE BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SPECIALISED SECURITIES FINANCE BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's SPECIALISED SECURITIES FINANCE BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0018225 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India SPECIALISED SECURITIES FINANCE BRANCH (IFSC SBIN0018225)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0018225 in your mobile or internet banking app, and the money is credited to the SPECIALISED SECURITIES FINANCE BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0018225 for State Bank of India – SPECIALISED SECURITIES FINANCE BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Specialised Securities Finance Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SBIN0018225

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – SPECIALISED SECURITIES FINANCE BRANCH is still mapped to IFSC SBIN0018225. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0018225 and the beneficiary's account number to complete the transfer.

Online banking and IFSC SBIN0018225

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the SPECIALISED SECURITIES FINANCE BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0018225 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0018225 and the account number together uniquely identify the Specialised Securities Finance Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – SPECIALISED SECURITIES FINANCE BRANCH:

• The IFSC is exactly SBIN0018225 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and SPECIALISED SECURITIES FINANCE BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Specialised Securities Finance Branch branch sits at SHIVSAGARESTATEDEVICHANDHOUSEDRANNIEBASANTROADWORLIMUMBAIDISTTMUMBAIMAHARASHRA400018. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 9422828643 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0018225 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0018225 for State Bank of India – SPECIALISED SECURITIES FINANCE BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Specialised Securities Finance Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0018225 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0018225 belongs to State Bank of India's SPECIALISED SECURITIES FINANCE BRANCH branch, located at SHIVSAGARESTATEDEVICHANDHOUSEDRANNIEBASANTROADWORLIMUMBAIDISTTMUMBAIMAHARASHRA4… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.