IFSC Code of State Bank of India, Personal Banking Branch Mulund West Branch, Maharashtra

Use this page as a one-stop reference for everything related to State Bank of India's PERSONAL BANKING BRANCH MULUND WEST branch in MUMBAI, MAHARASHTRA. The branch's IFSC code SBIN0018692 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – PERSONAL BANKING BRANCH MULUND WEST is SBIN0018692. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 018692 map to this branch in MUMBAI, MAHARASHTRA.

Bank profile

State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Personal Banking Branch Mulund West branch — IFSC SBIN0018692 — extends the bank's services to customers in and around Mumbai, Maharashtra.

Branch details at a glance

Personal Banking Branch Mulund West branch overview

Located at RUNWAL GREEN, MULUND GOREGAON LINK ROAD, MUMBAI, DIST.MUMBAI, MAHARASTRA-400078, the Personal Banking Branch Mulund West branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0018692 is required for all interbank electronic transfers routed through this branch.

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PERSONAL BANKING BRANCH MULUND WEST of State Bank of India — its own 11-character IFSC. The code SBIN0018692 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0018692 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Personal Banking Branch Mulund West branch is mapped to IFSC SBIN0018692 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0018692.

Banking services available

The Personal Banking Branch Mulund West branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9769212008.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0018692

How to transfer money using IFSC SBIN0018692

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0018692 across all three.

NEFT to State Bank of India, PERSONAL BANKING BRANCH MULUND WEST using IFSC SBIN0018692

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0018692, and confirm that the system picks up State Bank of India – PERSONAL BANKING BRANCH MULUND WEST. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SBIN0018692

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – PERSONAL BANKING BRANCH MULUND WEST, ensure your bank's portal accepts IFSC SBIN0018692 while registering the beneficiary. RTGS is also available 24x7.

IMPS to State Bank of India PERSONAL BANKING BRANCH MULUND WEST (IFSC SBIN0018692)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0018692 in your mobile or internet banking app, and the money is credited to the PERSONAL BANKING BRANCH MULUND WEST branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0018692 for State Bank of India – PERSONAL BANKING BRANCH MULUND WEST, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Personal Banking Branch Mulund West branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SBIN0018692

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – PERSONAL BANKING BRANCH MULUND WEST is still mapped to IFSC SBIN0018692. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0018692 and the beneficiary's account number to complete the transfer.

Online banking and IFSC SBIN0018692

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the PERSONAL BANKING BRANCH MULUND WEST branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0018692 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Personal Banking Branch Mulund West branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0018692 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – PERSONAL BANKING BRANCH MULUND WEST:

• The IFSC is exactly SBIN0018692 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and PERSONAL BANKING BRANCH MULUND WEST as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Personal Banking Branch Mulund West branch

The branch is located at RUNWAL GREEN, MULUND GOREGAON LINK ROAD, MUMBAI, DIST.MUMBAI, MAHARASTRA-400078, which puts it inside Mumbai, the broader Greater Bombay district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Personal Banking Branch Mulund West branch” — the verified location pin for IFSC SBIN0018692 should appear at the top of the results.
2. Confirm the branch is open by calling 9769212008 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0018692 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0018692 for State Bank of India – PERSONAL BANKING BRANCH MULUND WEST, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Personal Banking Branch Mulund West are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0018692 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: SBIN0018692 is the IFSC code of State Bank of India, PERSONAL BANKING BRANCH MULUND WEST branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.