Use this page as a one-stop reference for everything related to State Bank of India's MULLANDIRAM branch in MULLANDIRAM, TAMIL NADU. The branch's IFSC code SBIN0007790 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – MULLANDIRAM is SBIN0007790. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 007790 map to this branch in MULLANDIRAM, TAMIL NADU.
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mullandiram branch in Mullandiram, Tamil Nadu is part of this network and uses the IFSC code SBIN0007790 for all electronic settlement.
About this branch
The branch is located at 6 BY 16 MOORAI STREET MULLANDIRAM DISTT THIRUVANNAMALAI TAMIL ANDU 632512. It serves the Mullandiram region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0007790 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Mullandiram |
| IFSC Code | SBIN0007790 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 6 BY 16 MOORAI STREET MULLANDIRAM DISTT THIRUVANNAMALAI TAMIL ANDU 632512 |
| City | Mullandiram |
| District | Tiruvannamalai |
| State | Tamil Nadu |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's MULLANDIRAM branch came to be assigned the code SBIN0007790.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0007790, money simply cannot be routed to the MULLANDIRAM branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0007790 and the account number together uniquely identify the Mullandiram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC SBIN0007790
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0007790 across all three.
How to use IFSC SBIN0007790 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's MULLANDIRAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0007790.
- Confirm the bank name auto-populates as State Bank of India and the branch as MULLANDIRAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SBIN0007790
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – MULLANDIRAM, ensure your bank's portal accepts IFSC SBIN0007790 while registering the beneficiary. RTGS is also available 24x7.
IMPS to State Bank of India MULLANDIRAM (IFSC SBIN0007790)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0007790 in your mobile or internet banking app, and the money is credited to the MULLANDIRAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0007790 for State Bank of India – MULLANDIRAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0007790 | Yes – SBIN0007790 | Yes – SBIN0007790 |
For most retail customers crediting the Mullandiram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0007790
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – MULLANDIRAM is still mapped to IFSC SBIN0007790. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0007790 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Mullandiram branch is mapped to IFSC SBIN0007790 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0007790.
Products and services
Customers walking into the Mullandiram branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0007790
Digital banking channels
Most day-to-day work that customers used to do at the Mullandiram branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0007790 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Mullandiram branch sits at 6 BY 16 MOORAI STREET MULLANDIRAM DISTT THIRUVANNAMALAI TAMIL ANDU 632512. If you are travelling from outside Mullandiram, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0007790 and your account number.
Common mistakes to avoid when using IFSC SBIN0007790
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – MULLANDIRAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0007790. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Mullandiram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0007790 continue to work without interruption.
Verifying IFSC SBIN0007790 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0007790 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
State Bank of IndiaMullandiram Branch
6 BY 16 MOORAI STREET MULLANDIRAM DISTT THIRUVANNAMALAI TAMIL ANDU 632512
Mullandiram, Tamil Nadu
Phone: the branch contact number
IFSC: SBIN0007790
Frequently asked questions
Is IFSC SBIN0007790 the same for all accounts at Mullandiram branch?
Yes. The IFSC SBIN0007790 is shared by every account held at State Bank of India's Mullandiram branch. Only the account number changes from customer to customer.
Is IFSC SBIN0007790 valid for NEFT and RTGS?
Yes. IFSC SBIN0007790 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of State Bank of India Mullandiram branch?
The IFSC code of State Bank of India, Mullandiram branch is SBIN0007790. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add State Bank of India Mullandiram as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0007790, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mullandiram branch but serve different purposes.
How quickly will an NEFT transfer using SBIN0007790 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Mullandiram reflect within 30 minutes.
What is the phone number of State Bank of India Mullandiram branch?
You can reach the branch at the branch contact number during regular banking hours.
Does State Bank of India Mullandiram branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Final notes
To recap: SBIN0007790 is the IFSC code of State Bank of India, MULLANDIRAM branch, in MULLANDIRAM, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


