If you are searching for the IFSC code of State Bank of India, RAM SUVIDHA COMPLEX branch in MEERUT, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is SBIN0018367. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RAM SUVIDHA COMPLEX branch, and detailed step-by-step guides for using the IFSC SBIN0018367 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For State Bank of India's RAM SUVIDHA COMPLEX branch, the IFSC SBIN0018367 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 018367 identifies this particular branch.
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ram Suvidha Complex branch in Meerut, Uttar Pradesh is part of this network and uses the IFSC code SBIN0018367 for all electronic settlement.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Ram Suvidha Complex |
| IFSC Code | SBIN0018367 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CHARGING RAM SUVIDHA COMPLEX, NEAR MILITARY HOSPITAL, MEERUT, DISTT.MEERUT. UTTAR PRADESH-250001 |
| City | Meerut |
| District | Meerut |
| State | Uttar Pradesh |
| Phone | 8171012049 |
About this branch
The branch is located at CHARGING RAM SUVIDHA COMPLEX, NEAR MILITARY HOSPITAL, MEERUT, DISTT.MEERUT. UTTAR PRADESH-250001. It serves the Meerut region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0018367 is used to identify this branch on the RBI payments network.
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RAM SUVIDHA COMPLEX of State Bank of India — its own 11-character IFSC. The code SBIN0018367 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0018367 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Ram Suvidha Complex branch
Once you have an account at State Bank of India – RAM SUVIDHA COMPLEX, the IFSC SBIN0018367 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Ram Suvidha Complex branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0018367
How to transfer money using IFSC SBIN0018367
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0018367 across all three.
NEFT to State Bank of India, RAM SUVIDHA COMPLEX using IFSC SBIN0018367
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0018367, and confirm that the system picks up State Bank of India – RAM SUVIDHA COMPLEX. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SBIN0018367
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – RAM SUVIDHA COMPLEX, ensure your bank's portal accepts IFSC SBIN0018367 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – RAM SUVIDHA COMPLEX, use IMPS. With IFSC SBIN0018367 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0018367 for State Bank of India – RAM SUVIDHA COMPLEX, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0018367 | Yes – SBIN0018367 | Yes – SBIN0018367 |
For most retail customers crediting the Ram Suvidha Complex branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0018367
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – RAM SUVIDHA COMPLEX is still mapped to IFSC SBIN0018367. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0018367 and the beneficiary's account number to complete the transfer.
Online banking and IFSC SBIN0018367
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the RAM SUVIDHA COMPLEX branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0018367 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0018367 and the account number together uniquely identify the Ram Suvidha Complex branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC SBIN0018367
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – RAM SUVIDHA COMPLEX, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0018367. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Ram Suvidha Complex branch sits at CHARGING RAM SUVIDHA COMPLEX, NEAR MILITARY HOSPITAL, MEERUT, DISTT.MEERUT. UTTAR PRADESH-250001. If you are travelling from outside Meerut, search for the branch on a maps application using the bank name and locality, or call 8171012049 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0018367 and your account number.
Verifying IFSC SBIN0018367 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0018367 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8171012049.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ram Suvidha Complex branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0018367, however, work 24x7.
Branch address & contact
State Bank of IndiaRam Suvidha Complex Branch
CHARGING RAM SUVIDHA COMPLEX, NEAR MILITARY HOSPITAL, MEERUT, DISTT.MEERUT. UTTAR PRADESH-250001
Meerut, Uttar Pradesh
Phone: 8171012049
IFSC: SBIN0018367
Frequently asked questions
Is IFSC SBIN0018367 the same for all accounts at Ram Suvidha Complex branch?
Yes. The IFSC SBIN0018367 is shared by every account held at State Bank of India's Ram Suvidha Complex branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ram Suvidha Complex branch but serve different purposes.
What is the phone number of State Bank of India Ram Suvidha Complex branch?
You can reach the branch at 8171012049 during regular banking hours.
Is IFSC SBIN0018367 valid for NEFT and RTGS?
Yes. IFSC SBIN0018367 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is State Bank of India Ram Suvidha Complex branch located?
State Bank of India's Ram Suvidha Complex branch is located at CHARGING RAM SUVIDHA COMPLEX, NEAR MILITARY HOSPITAL, MEERUT, DISTT.MEERUT. UTTAR PRADESH-250001, Meerut, Uttar Pradesh.
How do I add State Bank of India Ram Suvidha Complex as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0018367, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC SBIN0018367 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0018367 to send funds instantly.
Does State Bank of India Ram Suvidha Complex branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8171012049 to confirm.
Final notes
To recap: SBIN0018367 is the IFSC code of State Bank of India, RAM SUVIDHA COMPLEX branch, in MEERUT, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
