If you are searching for the IFSC code of State Bank of India, MAYILADUTHURAI branch in MAYILADUTHURAI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is SBIN0000875. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MAYILADUTHURAI branch, and detailed step-by-step guides for using the IFSC SBIN0000875 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For State Bank of India's MAYILADUTHURAI branch, the IFSC SBIN0000875 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 000875 identifies this particular branch.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Mayiladuthurai |
| IFSC Code | SBIN0000875 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAYILADUTHURAI |
| City | Mayiladuthurai |
| District | Nagapattinam |
| State | Tamil Nadu |
| STD Code | 0 |
| Phone | 0 |
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Mayiladuthurai branch in Mayiladuthurai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0000875.
About the Mayiladuthurai branch
The Mayiladuthurai branch of State Bank of India is situated at MAYILADUTHURAI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0000875 is used.
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MAYILADUTHURAI of State Bank of India — its own 11-character IFSC. The code SBIN0000875 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0000875 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC SBIN0000875
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0000875 across all three.
NEFT to State Bank of India, MAYILADUTHURAI using IFSC SBIN0000875
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0000875, and confirm that the system picks up State Bank of India – MAYILADUTHURAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MAYILADUTHURAI
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's MAYILADUTHURAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0000875 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India MAYILADUTHURAI (IFSC SBIN0000875)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0000875 in your mobile or internet banking app, and the money is credited to the MAYILADUTHURAI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Mayiladuthurai
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0000875:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MAYILADUTHURAI is still linked to IFSC SBIN0000875.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC SBIN0000875
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – MAYILADUTHURAI is still mapped to IFSC SBIN0000875. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0000875 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Mayiladuthurai branch is mapped to IFSC SBIN0000875 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0000875.
Banking services available
The Mayiladuthurai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0000875
MICR & cheque-truncation details
Cheques drawn on the Mayiladuthurai branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0000875 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Mayiladuthurai branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0000875 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC SBIN0000875
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – MAYILADUTHURAI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0000875. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Mayiladuthurai branch sits at MAYILADUTHURAI. If you are travelling from outside Mayiladuthurai, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0000875 and your account number.
Verifying IFSC SBIN0000875 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0000875 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mayiladuthurai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0000875, however, work 24x7.
Branch address & contact
State Bank of IndiaMayiladuthurai Branch
MAYILADUTHURAI
Mayiladuthurai, Tamil Nadu
Phone: 0
IFSC: SBIN0000875
Frequently asked questions
Is IFSC SBIN0000875 the same for all accounts at Mayiladuthurai branch?
Yes. The IFSC SBIN0000875 is shared by every account held at State Bank of India's Mayiladuthurai branch. Only the account number changes from customer to customer.
Does State Bank of India Mayiladuthurai branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
Can I use IFSC SBIN0000875 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0000875 to send funds instantly.
How quickly will an NEFT transfer using SBIN0000875 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Mayiladuthurai reflect within 30 minutes.
What is the phone number of State Bank of India Mayiladuthurai branch?
You can reach the branch at 0 during regular banking hours.
Is IFSC SBIN0000875 valid for NEFT and RTGS?
Yes. IFSC SBIN0000875 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of State Bank of India Mayiladuthurai branch?
The IFSC code of State Bank of India, Mayiladuthurai branch is SBIN0000875. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mayiladuthurai branch but serve different purposes.
Summary
The IFSC code SBIN0000875 belongs to State Bank of India's MAYILADUTHURAI branch, located at MAYILADUTHURAI in MAYILADUTHURAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
