If you are searching for the IFSC code of State Bank of India, MAILAM branch in MAILAM, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is SBIN0005635. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MAILAM branch, and detailed step-by-step guides for using the IFSC SBIN0005635 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For State Bank of India's MAILAM branch, the IFSC SBIN0005635 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 005635 identifies this particular branch.
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mailam branch in Mailam, Tamil Nadu is part of this network and uses the IFSC code SBIN0005635 for all electronic settlement.
About this branch
The branch is located at PONDY ROAD, TINDIVANAM TALUK, VILLUPURAM DISTT, TAMIL NADU 604304. It serves the Mailam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0005635 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Mailam |
| IFSC Code | SBIN0005635 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PONDY ROAD, TINDIVANAM TALUK, VILLUPURAM DISTT, TAMIL NADU 604304 |
| City | Mailam |
| District | Villupuram |
| State | Tamil Nadu |
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MAILAM of State Bank of India — its own 11-character IFSC. The code SBIN0005635 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0005635 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Mailam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0005635 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC SBIN0005635
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0005635 across all three.
NEFT to State Bank of India, MAILAM using IFSC SBIN0005635
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0005635, and confirm that the system picks up State Bank of India – MAILAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MAILAM
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's MAILAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0005635 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India MAILAM (IFSC SBIN0005635)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0005635 in your mobile or internet banking app, and the money is credited to the MAILAM branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Mailam
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0005635:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MAILAM is still linked to IFSC SBIN0005635.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's MAILAM branch, the IFSC SBIN0005635 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Mailam branch
Once you have an account at State Bank of India – MAILAM, the IFSC SBIN0005635 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Mailam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0005635
Digital banking channels
Most day-to-day work that customers used to do at the Mailam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0005635 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Mailam branch sits at PONDY ROAD, TINDIVANAM TALUK, VILLUPURAM DISTT, TAMIL NADU 604304. If you are travelling from outside Mailam, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0005635 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – MAILAM:
- The IFSC is exactly SBIN0005635 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and MAILAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Mailam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0005635 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0005635 for State Bank of India – MAILAM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
State Bank of IndiaMailam Branch
PONDY ROAD, TINDIVANAM TALUK, VILLUPURAM DISTT, TAMIL NADU 604304
Mailam, Tamil Nadu
Phone: the branch contact number
IFSC: SBIN0005635
Frequently asked questions
Is IFSC SBIN0005635 valid for NEFT and RTGS?
Yes. IFSC SBIN0005635 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC SBIN0005635 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0005635 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mailam branch but serve different purposes.
How do I add State Bank of India Mailam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0005635, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of State Bank of India Mailam branch?
You can reach the branch at the branch contact number during regular banking hours.
Does State Bank of India Mailam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Where is State Bank of India Mailam branch located?
State Bank of India's Mailam branch is located at PONDY ROAD, TINDIVANAM TALUK, VILLUPURAM DISTT, TAMIL NADU 604304, Mailam, Tamil Nadu.
How quickly will an NEFT transfer using SBIN0005635 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Mailam reflect within 30 minutes.
Summary
The IFSC code SBIN0005635 belongs to State Bank of India's MAILAM branch, located at PONDY ROAD, TINDIVANAM TALUK, VILLUPURAM DISTT, TAMIL NADU 604304 in MAILAM, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
