Use this page as a one-stop reference for everything related to State Bank of India's MAGHAR branch in MAGHAR, UTTAR PRADESH. The branch's IFSC code SBIN0002571 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – MAGHAR is SBIN0002571. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002571 map to this branch in MAGHAR, UTTAR PRADESH.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Maghar |
| IFSC Code | SBIN0002571 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DIST SANT KABIRDAS NAGAR, U P |
| City | Maghar |
| District | Sant Kabir Nagar |
| State | Uttar Pradesh |
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Maghar branch in Maghar, Uttar Pradesh is part of this network and uses the IFSC code SBIN0002571 for all electronic settlement.
About this branch
The branch is located at DIST SANT KABIRDAS NAGAR, U P. It serves the Maghar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0002571 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's MAGHAR branch came to be assigned the code SBIN0002571.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0002571, money simply cannot be routed to the MAGHAR branch electronically.
How to transfer money using IFSC SBIN0002571
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0002571 across all three.
How to use IFSC SBIN0002571 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's MAGHAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0002571.
- Confirm the bank name auto-populates as State Bank of India and the branch as MAGHAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to MAGHAR
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's MAGHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0002571 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India MAGHAR (IFSC SBIN0002571)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0002571 in your mobile or internet banking app, and the money is credited to the MAGHAR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Maghar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0002571:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MAGHAR is still linked to IFSC SBIN0002571.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC SBIN0002571
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – MAGHAR is still mapped to IFSC SBIN0002571. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0002571 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Maghar branch is mapped to IFSC SBIN0002571 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0002571.
Products and services
Customers walking into the Maghar branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0002571
MICR & cheque-truncation details
Cheques drawn on the Maghar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0002571 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC SBIN0002571
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the MAGHAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0002571 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC SBIN0002571
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – MAGHAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0002571. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Maghar branch
The branch is located at DIST SANT KABIRDAS NAGAR, U P, which puts it inside Maghar, the broader Sant Kabir Nagar district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Maghar branch” — the verified location pin for IFSC SBIN0002571 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0002571 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0002571 for State Bank of India – MAGHAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Maghar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0002571, however, work 24x7.
Branch address & contact
State Bank of IndiaMaghar Branch
DIST SANT KABIRDAS NAGAR, U P
Maghar, Uttar Pradesh
Phone: the branch contact number
IFSC: SBIN0002571
Frequently asked questions
What is the phone number of State Bank of India Maghar branch?
You can reach the branch at the branch contact number during regular banking hours.
How quickly will an NEFT transfer using SBIN0002571 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Maghar reflect within 30 minutes.
Where is State Bank of India Maghar branch located?
State Bank of India's Maghar branch is located at DIST SANT KABIRDAS NAGAR, U P, Maghar, Uttar Pradesh.
Is IFSC SBIN0002571 the same for all accounts at Maghar branch?
Yes. The IFSC SBIN0002571 is shared by every account held at State Bank of India's Maghar branch. Only the account number changes from customer to customer.
What is the IFSC code of State Bank of India Maghar branch?
The IFSC code of State Bank of India, Maghar branch is SBIN0002571. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add State Bank of India Maghar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0002571, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code SBIN0002571 belongs to State Bank of India's MAGHAR branch, located at DIST SANT KABIRDAS NAGAR, U P in MAGHAR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
