If you are searching for the IFSC code of State Bank of India, SPL. P.B.B. INDIRANAGAR, LUCKNOW branch in LUCKNOW, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is SBIN0016729. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SPL. P.B.B. INDIRANAGAR, LUCKNOW branch, and detailed step-by-step guides for using the IFSC SBIN0016729 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For State Bank of India's SPL. P.B.B. INDIRANAGAR, LUCKNOW branch, the IFSC SBIN0016729 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 016729 identifies this particular branch.
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Spl. P.B.B. Indiranagar, Lucknow branch — IFSC SBIN0016729 — extends the bank's services to customers in and around Lucknow, Uttar Pradesh.
About the Spl. P.B.B. Indiranagar, Lucknow branch
The Spl. P.B.B. Indiranagar, Lucknow branch of State Bank of India is situated at C 963, NEAR CHURCH, INDIRANAGAR, TAHSIL SADAR, LUCKNOW, DISTT.LUCKNOW. UTTAR PRADESH 226016. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0016729 is used.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Spl. P.B.B. Indiranagar, Lucknow |
| IFSC Code | SBIN0016729 |
| MICR Code | Refer to cheque leaf |
| Branch Address | C 963, NEAR CHURCH, INDIRANAGAR, TAHSIL SADAR, LUCKNOW, DISTT.LUCKNOW. UTTAR PRADESH 226016 |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's SPL. P.B.B. INDIRANAGAR, LUCKNOW branch came to be assigned the code SBIN0016729.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0016729, money simply cannot be routed to the SPL. P.B.B. INDIRANAGAR, LUCKNOW branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Spl. P.B.B. Indiranagar, Lucknow branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0016729 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC SBIN0016729
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0016729 across all three.
How to use IFSC SBIN0016729 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's SPL. P.B.B. INDIRANAGAR, LUCKNOW branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0016729.
- Confirm the bank name auto-populates as State Bank of India and the branch as SPL. P.B.B. INDIRANAGAR, LUCKNOW.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SBIN0016729
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – SPL. P.B.B. INDIRANAGAR, LUCKNOW, ensure your bank's portal accepts IFSC SBIN0016729 while registering the beneficiary. RTGS is also available 24x7.
IMPS to State Bank of India SPL. P.B.B. INDIRANAGAR, LUCKNOW (IFSC SBIN0016729)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0016729 in your mobile or internet banking app, and the money is credited to the SPL. P.B.B. INDIRANAGAR, LUCKNOW branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Spl. P.B.B. Indiranagar, Lucknow
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0016729:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SPL. P.B.B. INDIRANAGAR, LUCKNOW is still linked to IFSC SBIN0016729.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's SPL. P.B.B. INDIRANAGAR, LUCKNOW branch, the IFSC SBIN0016729 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Spl. P.B.B. Indiranagar, Lucknow branch
Once you have an account at State Bank of India – SPL. P.B.B. INDIRANAGAR, LUCKNOW, the IFSC SBIN0016729 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Spl. P.B.B. Indiranagar, Lucknow branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0016729
Digital banking channels
Most day-to-day work that customers used to do at the Spl. P.B.B. Indiranagar, Lucknow branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0016729 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Spl. P.B.B. Indiranagar, Lucknow branch
The branch is located at C 963, NEAR CHURCH, INDIRANAGAR, TAHSIL SADAR, LUCKNOW, DISTT.LUCKNOW. UTTAR PRADESH 226016, which puts it inside Lucknow, the broader Lucknow district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Spl. P.B.B. Indiranagar, Lucknow branch” — the verified location pin for IFSC SBIN0016729 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0016729 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – SPL. P.B.B. INDIRANAGAR, LUCKNOW:
- The IFSC is exactly SBIN0016729 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and SPL. P.B.B. INDIRANAGAR, LUCKNOW as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Spl. P.B.B. Indiranagar, Lucknow are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0016729 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0016729 for State Bank of India – SPL. P.B.B. INDIRANAGAR, LUCKNOW, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
State Bank of IndiaSpl. P.B.B. Indiranagar, Lucknow Branch
C 963, NEAR CHURCH, INDIRANAGAR, TAHSIL SADAR, LUCKNOW, DISTT.LUCKNOW. UTTAR PRADESH 226016
Lucknow, Uttar Pradesh
Phone: the branch contact number
IFSC: SBIN0016729
Frequently asked questions
How do I add State Bank of India Spl. P.B.B. Indiranagar, Lucknow as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0016729, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using SBIN0016729 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Spl. P.B.B. Indiranagar, Lucknow reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Spl. P.B.B. Indiranagar, Lucknow branch but serve different purposes.
Does State Bank of India Spl. P.B.B. Indiranagar, Lucknow branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the phone number of State Bank of India Spl. P.B.B. Indiranagar, Lucknow branch?
You can reach the branch at the branch contact number during regular banking hours.
Can I use IFSC SBIN0016729 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0016729 to send funds instantly.
Is IFSC SBIN0016729 valid for NEFT and RTGS?
Yes. IFSC SBIN0016729 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of State Bank of India Spl. P.B.B. Indiranagar, Lucknow branch?
The IFSC code of State Bank of India, Spl. P.B.B. Indiranagar, Lucknow branch is SBIN0016729. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: SBIN0016729 is the IFSC code of State Bank of India, SPL. P.B.B. INDIRANAGAR, LUCKNOW branch, in LUCKNOW, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


