Use this page as a one-stop reference for everything related to State Bank of India's GOMTINAGAR PHASE-II branch in LUCKNOW, UTTAR PRADESH. The branch's IFSC code SBIN0011643 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – GOMTINAGAR PHASE-II is SBIN0011643. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 011643 map to this branch in LUCKNOW, UTTAR PRADESH.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Gomtinagar Phase-Ii |
| IFSC Code | SBIN0011643 |
| MICR Code | Refer to cheque leaf |
| Branch Address | B3 BY 186,VIBHAV KHAND,LUCKNOW,GOMTINAGAR PHASEII,LUCKNOW 226010 |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gomtinagar Phase-Ii branch in Lucknow, Uttar Pradesh is part of this network and uses the IFSC code SBIN0011643 for all electronic settlement.
About this branch
The branch is located at B3 BY 186,VIBHAV KHAND,LUCKNOW,GOMTINAGAR PHASEII,LUCKNOW 226010. It serves the Lucknow region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0011643 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's GOMTINAGAR PHASE-II branch came to be assigned the code SBIN0011643.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0011643, money simply cannot be routed to the GOMTINAGAR PHASE-II branch electronically.
How to transfer money using IFSC SBIN0011643
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0011643 across all three.
How to use IFSC SBIN0011643 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's GOMTINAGAR PHASE-II branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0011643.
- Confirm the bank name auto-populates as State Bank of India and the branch as GOMTINAGAR PHASE-II.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SBIN0011643
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – GOMTINAGAR PHASE-II, ensure your bank's portal accepts IFSC SBIN0011643 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – GOMTINAGAR PHASE-II, use IMPS. With IFSC SBIN0011643 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0011643 for State Bank of India – GOMTINAGAR PHASE-II, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0011643 | Yes – SBIN0011643 | Yes – SBIN0011643 |
For most retail customers crediting the Gomtinagar Phase-Ii branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's GOMTINAGAR PHASE-II branch, the IFSC SBIN0011643 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Gomtinagar Phase-Ii branch is mapped to IFSC SBIN0011643 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0011643.
Products and services
Customers walking into the Gomtinagar Phase-Ii branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0011643
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0011643 and the account number together uniquely identify the Gomtinagar Phase-Ii branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC SBIN0011643
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the GOMTINAGAR PHASE-II branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0011643 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – GOMTINAGAR PHASE-II:
- The IFSC is exactly SBIN0011643 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and GOMTINAGAR PHASE-II as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Gomtinagar Phase-Ii branch
The branch is located at B3 BY 186,VIBHAV KHAND,LUCKNOW,GOMTINAGAR PHASEII,LUCKNOW 226010, which puts it inside Lucknow, the broader Lucknow district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Gomtinagar Phase-Ii branch” — the verified location pin for IFSC SBIN0011643 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0011643 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0011643 for State Bank of India – GOMTINAGAR PHASE-II, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Gomtinagar Phase-Ii are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0011643 continue to work without interruption.
Branch address & contact
State Bank of IndiaGomtinagar Phase-Ii Branch
B3 BY 186,VIBHAV KHAND,LUCKNOW,GOMTINAGAR PHASEII,LUCKNOW 226010
Lucknow, Uttar Pradesh
Phone: the branch contact number
IFSC: SBIN0011643
Frequently asked questions
How do I add State Bank of India Gomtinagar Phase-Ii as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0011643, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gomtinagar Phase-Ii branch but serve different purposes.
What is the phone number of State Bank of India Gomtinagar Phase-Ii branch?
You can reach the branch at the branch contact number during regular banking hours.
Where is State Bank of India Gomtinagar Phase-Ii branch located?
State Bank of India's Gomtinagar Phase-Ii branch is located at B3 BY 186,VIBHAV KHAND,LUCKNOW,GOMTINAGAR PHASEII,LUCKNOW 226010, Lucknow, Uttar Pradesh.
How quickly will an NEFT transfer using SBIN0011643 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Gomtinagar Phase-Ii reflect within 30 minutes.
Is IFSC SBIN0011643 valid for NEFT and RTGS?
Yes. IFSC SBIN0011643 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code SBIN0011643 belongs to State Bank of India's GOMTINAGAR PHASE-II branch, located at B3 BY 186,VIBHAV KHAND,LUCKNOW,GOMTINAGAR PHASEII,LUCKNOW 226010 in LUCKNOW, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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