Use this page as a one-stop reference for everything related to State Bank of India's DALI GANJ, LUCKNOW branch in LUCKNOW, UTTAR PRADESH. The branch's IFSC code SBIN0003813 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – DALI GANJ, LUCKNOW is SBIN0003813. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003813 map to this branch in LUCKNOW, UTTAR PRADESH.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Dali Ganj, Lucknow |
| IFSC Code | SBIN0003813 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DALIGANJ,LUCKNOW,U.P.,PIN.226007 |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Dali Ganj, Lucknow branch in Lucknow. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0003813.
About the Dali Ganj, Lucknow branch
The Dali Ganj, Lucknow branch of State Bank of India is situated at DALIGANJ,LUCKNOW,U.P.,PIN.226007. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0003813 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's DALI GANJ, LUCKNOW branch came to be assigned the code SBIN0003813.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0003813, money simply cannot be routed to the DALI GANJ, LUCKNOW branch electronically.
How to transfer money using IFSC SBIN0003813
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0003813 across all three.
NEFT to State Bank of India, DALI GANJ, LUCKNOW using IFSC SBIN0003813
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0003813, and confirm that the system picks up State Bank of India – DALI GANJ, LUCKNOW. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SBIN0003813
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – DALI GANJ, LUCKNOW, ensure your bank's portal accepts IFSC SBIN0003813 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – DALI GANJ, LUCKNOW, use IMPS. With IFSC SBIN0003813 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0003813 for State Bank of India – DALI GANJ, LUCKNOW, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0003813 | Yes – SBIN0003813 | Yes – SBIN0003813 |
For most retail customers crediting the Dali Ganj, Lucknow branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0003813
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – DALI GANJ, LUCKNOW is still mapped to IFSC SBIN0003813. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0003813 and the beneficiary's account number to complete the transfer.
Account types you can open at the Dali Ganj, Lucknow branch
Once you have an account at State Bank of India – DALI GANJ, LUCKNOW, the IFSC SBIN0003813 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Dali Ganj, Lucknow branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0003813
MICR & cheque-truncation details
Cheques drawn on the Dali Ganj, Lucknow branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0003813 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC SBIN0003813
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the DALI GANJ, LUCKNOW branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0003813 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC SBIN0003813
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – DALI GANJ, LUCKNOW, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0003813. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Dali Ganj, Lucknow branch sits at DALIGANJ,LUCKNOW,U.P.,PIN.226007. If you are travelling from outside Lucknow, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0003813 and your account number.
Verifying IFSC SBIN0003813 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0003813 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Dali Ganj, Lucknow are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0003813 continue to work without interruption.
Branch address & contact
State Bank of IndiaDali Ganj, Lucknow Branch
DALIGANJ,LUCKNOW,U.P.,PIN.226007
Lucknow, Uttar Pradesh
Phone: the branch contact number
IFSC: SBIN0003813
Frequently asked questions
Can I use IFSC SBIN0003813 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0003813 to send funds instantly.
How do I add State Bank of India Dali Ganj, Lucknow as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0003813, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is State Bank of India Dali Ganj, Lucknow branch located?
State Bank of India's Dali Ganj, Lucknow branch is located at DALIGANJ,LUCKNOW,U.P.,PIN.226007, Lucknow, Uttar Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dali Ganj, Lucknow branch but serve different purposes.
Is IFSC SBIN0003813 the same for all accounts at Dali Ganj, Lucknow branch?
Yes. The IFSC SBIN0003813 is shared by every account held at State Bank of India's Dali Ganj, Lucknow branch. Only the account number changes from customer to customer.
Does State Bank of India Dali Ganj, Lucknow branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the IFSC code of State Bank of India Dali Ganj, Lucknow branch?
The IFSC code of State Bank of India, Dali Ganj, Lucknow branch is SBIN0003813. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC SBIN0003813 valid for NEFT and RTGS?
Yes. IFSC SBIN0003813 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: SBIN0003813 is the IFSC code of State Bank of India, DALI GANJ, LUCKNOW branch, in LUCKNOW, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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