Below are the complete branch details for State Bank of India, KURUKSHETRA branch, located in KURUKSHETRA, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0031908. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0031908 for State Bank of India – KURUKSHETRA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0031908 is the IFSC of State Bank of India's KURUKSHETRA branch. The format is fixed: SBIN = bank code, 0 = reserved, 031908 = branch identifier.
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Kurukshetra branch — IFSC SBIN0031908 — extends the bank's services to customers in and around Kurukshetra, Haryana.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Kurukshetra |
| IFSC Code | SBIN0031908 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SCO 66,SECTOR 17,URBAN ESTATE,KURUKSHETRA |
| City | Kurukshetra |
| District | Kurukshetra |
| State | Haryana |
| STD Code | 1744 |
| Phone | 293340 |
Kurukshetra branch overview
Located at SCO 66,SECTOR 17,URBAN ESTATE,KURUKSHETRA, the Kurukshetra branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0031908 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's KURUKSHETRA branch came to be assigned the code SBIN0031908.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0031908, money simply cannot be routed to the KURUKSHETRA branch electronically.
Products and account variants supported
Every account opened at the Kurukshetra branch is mapped to IFSC SBIN0031908 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0031908.
Banking services available
The Kurukshetra branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1744-293340.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0031908
How to transfer money using IFSC SBIN0031908
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0031908 across all three.
How to use IFSC SBIN0031908 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's KURUKSHETRA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0031908.
- Confirm the bank name auto-populates as State Bank of India and the branch as KURUKSHETRA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KURUKSHETRA
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's KURUKSHETRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0031908 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India KURUKSHETRA (IFSC SBIN0031908)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0031908 in your mobile or internet banking app, and the money is credited to the KURUKSHETRA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Kurukshetra
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0031908:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KURUKSHETRA is still linked to IFSC SBIN0031908.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC SBIN0031908
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – KURUKSHETRA is still mapped to IFSC SBIN0031908. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0031908 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Kurukshetra branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0031908 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Kurukshetra branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0031908 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – KURUKSHETRA:
- The IFSC is exactly SBIN0031908 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and KURUKSHETRA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kurukshetra branch sits at SCO 66,SECTOR 17,URBAN ESTATE,KURUKSHETRA. If you are travelling from outside Kurukshetra, search for the branch on a maps application using the bank name and locality, or call 1744-293340 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0031908 and your account number.
Verifying IFSC SBIN0031908 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0031908 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1744-293340.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kurukshetra branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0031908, however, work 24x7.
Branch address & contact
State Bank of IndiaKurukshetra Branch
SCO 66,SECTOR 17,URBAN ESTATE,KURUKSHETRA
Kurukshetra, Haryana
Phone: 1744-293340
IFSC: SBIN0031908
Frequently asked questions
How quickly will an NEFT transfer using SBIN0031908 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Kurukshetra reflect within 30 minutes.
Does State Bank of India Kurukshetra branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1744-293340 to confirm.
What is the IFSC code of State Bank of India Kurukshetra branch?
The IFSC code of State Bank of India, Kurukshetra branch is SBIN0031908. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kurukshetra branch but serve different purposes.
Where is State Bank of India Kurukshetra branch located?
State Bank of India's Kurukshetra branch is located at SCO 66,SECTOR 17,URBAN ESTATE,KURUKSHETRA, Kurukshetra, Haryana.
How do I add State Bank of India Kurukshetra as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0031908, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC SBIN0031908 valid for NEFT and RTGS?
Yes. IFSC SBIN0031908 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: SBIN0031908 is the IFSC code of State Bank of India, KURUKSHETRA branch, in KURUKSHETRA, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
